Scores are current in my sig except for TU/EX and yes, I do not have a BoA product.
A bit of history: I have a 4 yr old joint BoA CO but was paid off. Last payment status of 9/2014.
Back to my TU/EX scores, both were dinged by 11 points & 7 points respectively due to an inaccurate balance reported on my penfed LOC (90% util reported) and currently under dispute.
Should I wait until the correct balance reports ($0) and let my score rebound back OR just go for it?
⋅ INQs: 6
I'd go for it. Though I'm more of a rebel. Lol
What card are you considering?
@Gmood1 wrote:I'd go for it. Though I'm more of a rebel. Lol
What card are you considering?
Cash Rewards or Alaska Air (since I travel to portland a few times a year)
@Anonymous wrote:If I were in your shoes, I'd wait until correct balances report and score rebound. Don't do anything in haste only for you to kick yourself later and wished you had waited.
Sounds advice and that;s why I'm on the fence. I disputed back on the 15th so I'm hoping to get the updates by sometime next week - although it's usually a 30 day timeframe by the CRA standards
So no concerns with the old CO, in your opinion?
@Ysettle4 wrote:
@Gmood1 wrote:I'd go for it. Though I'm more of a rebel. Lol
What card are you considering?
Cash Rewards or Alaska Air (since I travel to portland a few times a year)
Ok I gotcha, BOA seems to be handing that Alaska airlines CC out like candy. "Yes it's me" always gives good advance. 😀
I'm just not as patient as she is. Lol
If you feel like your odds are better waiting. Then wait it out.
The CO is 2 years old. Is BofA known to hold grudges?