@armbenderc wrote:
Input? If SPG, I would wait for Jan 14 for max backdating. Regardless, if I go with Chase, it will be around the same time frame.
Now the real question, I already have 2 chase CC. Would they be willing to give me another with decent CL?
Also got 2 Amex already. Same question applied. Lol
Lexie should look other way.
You said Lexie not me 
Both cards would depend on if you have reached your internal limit with them
BTW here's something for you from Lexie and myself
You can get more than two cards from Chase or Amex it just depends on if you hit the overall cap in amount of credit they are willing to give. In terms of which card is better it depends on what you want to use it for. The Chase Hyatt will get you two free nights as the bonus and one free night a year at category 1-4. If you don't really stay at Hyatts I am not sure of the real value unless you just want the bonus. The SPG generates starpoints which can be used for SPG rooms or transferred to 30 different airline loyalty programs for plane tickets on over 350 airlines. You can also get a bonus on some of the points transfers. If you stay at Starwood properties then its a no brainer. Honestly I think the SPG card is a much better value unless you frequent hyatt.
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Nope, I'm looking right at you and Shaking my head!
I feel like I've gotten pretty good value from my SPG. I have never used it to transfer to an airline, instead I redeemed starpoints for stays. Cash and Points is a great redemption option, but they seemed to have cut back on availability within the past few years. Some people, including prominent points gurus, have suggested the SPG is not worth keeping past the first free year, mostly due to newer options on the market (cough Freedom/CSP combo cough).
Pros: plenty of 1:1 transfer partners (with 5k bonus for 20k redemptions), standard Amex perks (purchase protection, warranty, etc)
Cons: High end properties cost a ton of points, cutback on Cash and Points availability, no bonus categories besides Starwood Properties (also makes them valuable, so maybe should be a pro also), foreign transaction fees
Seriously, IMO unless you are tied to Hyatt only- then SPG
At least while Amex continues to run the small business Saturday promo, I think the SPG card is a no brainer. Personally, I would keep it even without that.
I like Hyatt alot. I really like the fact that their top tier elites can confirm into a suite at booking. That benefit seriously tempts me to switch to them. But there are too many places where I travel that it would be a problem to stay in a Hyatt due to their limited footprint. I "only" spend about 60-70 nights/year in a hotel, so I'm not a road warrior that is going to qualify for top tier status at multiple different chains. Starwood's footprint tends to work for me though there are still several stays where I can't really justify picking one of their hotels. So for me, if I had to choose, it would be SPG, even if you couldn't recoup the entire annual fee in the small business Saturday promo. But at least while you can, take advantage of it.
Starting Score: ~500 (12/01/2008)
