December 2014 - Garden Thread

[coldnmn]

---

@ArmyVietVet wrote:

---

@coldnmn wrote:

---

@-NewGuy- wrote:

---

@coldnmn wrote:

My US Bank Ace card they send me checks all the time to use how ever I want 3.9% for 6 months.. Today I got checks again and almost shredded them Wow 0% until June 2016 I might have to read my offers a little closer moving forward.

---

18 months at 0%??? They must really love you over there Cold!

---

They gave me $8500 In CLIs and I pay in full they want me in debt! 

edit: 3% per transaction so really not free but not bad with a current card.

---

Sounds like a great offer. They haven't sent me anything like that?!

---

First for me but I usually tear them up without looking close. Both US Bank cards usually it's 3.9% and 3% transaction fee for 6 months. I get those every couple of months. I may take them up on this offer and consolidate a couple cards I have balances on. It makes me feel good that a conservative bank like US Bank gives me that kind of offer. It pays to garden.

[1GaDawg85]

Another day closer to Friday! Another day closer to closing!

[-NewGuy-]

Good morning everyone.

[mongstradamus]

I have been tempted to take advantage of amex 0% Apr and bt tool 2016 but don't know if I want to deal with an FR

[techiegirl]

PC'd my 13 year old  BofA Platinum Visa to 1-2-3 Cash Rewards.  I confirmed here will not be an HP and I can keep my 9.9% interest rate. 

[-NewGuy-]

---

@techiegirl wrote:

PC'd my 13 year old  BofA Platinum Visa to 1-2-3 Cash Rewards.  I confirmed here will not be an HP and I can keep my 9.9% interest rate. 

---

Sounds like a good deal to me. Congrats.

[1GaDawg85]

---

@techiegirl wrote:

PC'd my 13 year old  BofA Platinum Visa to 1-2-3 Cash Rewards.  I confirmed here will not be an HP and I can keep my 9.9% interest rate. 

---

Awesome news!

[Anonymous]

Long time lurker, new poster! It's finally time for me to join the garden now that I got the Chase Freedom (with $200 bonus) I've been trying to get for the past year.

I'm up to 11 inquiries thanks to all my student loans, so it's time to let these die down. Hoping I can go through 2015 without falling for another application, but the Sallie Mae card has been a bit tempting. Let's see what the garden can do for me. I'm graduating college in May, so let's hope I'll get a real job, my income will shoot up, and I'll finally get some higher credit limits!

[-NewGuy-]

---

@Anonymous wrote:

Long time lurker, new poster! It's finally time for me to join the garden now that I got the Chase Freedom (with $200 bonus) I've been trying to get for the past year.

I'm up to 11 inquiries thanks to all my student loans, so it's time to let these die down. Hoping I can go through 2015 without falling for another application, but the Sallie Mae card has been a bit tempting. Let's see what the garden can do for me. I'm graduating college in May, so let's hope I'll get a real job, my income will shoot up, and I'll finally get some higher credit limits!

---

Welcome to the garden! If you would like to add a seedling image to your signature, please let us know and we will get that added for you. Congrats on the new Freedom BTW. Feel free to post in here, and ask any questions if you have them 

[Anonymous]

I'd love to add the seedling on my signature! I tried to add it on but was having some problems.

There ya go! MarineVietVet, myFICO moderator