@-NewGuy- wrote:
@Anonymous wrote:Afternoon GC! Think I might hold off on applying for Arrival. Travel perks would be nice but rather focus on trying to get soft pull CLI's and reduced APR's between now and late next year. Let what I have grow and stop beating on my AAoA with inquiries and new accounts
I'll see how I'm feeling around Februaryish. Stay strong!
Hey HF. I know what you mean, it's hard. I would love to go for the Ritz offer out there, but I know I shouldn't. Hang in there!
Increased CLs and lower APRs are always a good thing too
Yeah, I'm itching for the Amazon Visa. My AAoA is still 2.1 months on two reports (longer on eq, don't know how much). Wait till silver, and see how I feel in January. If I go for Discover later, don't see the need for freedom, like the 2% dining (and can still use to transfer UR's) plus other perks this card offers. I do a LOT of shopping via amazon, and when get Sallie Mae later, will complement quite nicely, help me with some Benadryl SOMEONE, PLEASE!!
@Anonymous wrote:
@-NewGuy- wrote:
@Anonymous wrote:
@-NewGuy- wrote:
@Anonymous wrote:Afternoon GC! Think I might hold off on applying for Arrival. Travel perks would be nice but rather focus on trying to get soft pull CLI's and reduced APR's between now and late next year. Let what I have grow and stop beating on my AAoA with inquiries and new accounts
Hey HF. I know what you mean, it's hard. I would love to go for the Ritz offer out there, but I know I shouldn't. Hang in there!
Increased CLs and lower APRs are always a good thing too
Hey NewGuy
I sat and thought about this last night. Even made a pro and con list like is it honestly worth it at this point? I'm still new to all this so patience is probably best in the long run. Plus I'm not really certain I wont end up with a low limit at this point which would kind of defeat the purpose. At least 4k would be ideal. APR isnt that big of a deal but reading about someone getting a $600 limit on Arrival+ was like what the............
Yeah, I know the feeling. But hey, sitting and doing the list is a great idea. Whatever works, right? And as you alluded to, it might be better to hold on so you get a bigger CL and better APR. You know what's best for you.
Yeesh, on an Arrival + would hurt. Some cards, especially cards like the Quicksilver One or starter cards, 600 is great, but not an everyday card.
Especially not an everyday card I intend to use primarily for international travel! Where am I going for under $600? lol How would I get there by row boat?
I hear you, probablly aren't even going to get e decent row boat for 6 bills
@Imperfectfuture wrote:
@-NewGuy- wrote:
@Anonymous wrote:Afternoon GC! Think I might hold off on applying for Arrival. Travel perks would be nice but rather focus on trying to get soft pull CLI's and reduced APR's between now and late next year. Let what I have grow and stop beating on my AAoA with inquiries and new accounts
Hey HF. I know what you mean, it's hard. I would love to go for the Ritz offer out there, but I know I shouldn't. Hang in there!
Increased CLs and lower APRs are always a good thing too
Yeah, I'm itching for the Amazon Visa. My AAoA is still 2.1 months on two reports (longer on eq, don't know how much). Wait till silver, and see how I feel in January. If I go for Discover later, don't see the need for freedom, like the 2% dining (and can still use to transfer UR's) plus other perks this card offers. I do a LOT of shopping via amazon, and when get Sallie Mae later, will complement quite nicely, help me with some Benadryl SOMEONE, PLEASE!!
Itch cream all around!
Yeah, I'm itching for the Amazon Visa. My AAoA is still 2.1 months on two reports (longer on eq, don't know how much). Wait till silver, and see how I feel in January. If I go for Discover later, don't see the need for freedom, like the 2% dining (and can still use to transfer UR's) plus other perks this card offers. I do a LOT of shopping via amazon, and when get Sallie Mae later, will complement quite nicely, help me with some Benadryl SOMEONE, PLEASE!!
***Dumps Benadryl over Imperfectfutures head*** Keep it together soldier! 
Seemed to be one of my uncles favorite lines of encouragement when I was younger. Usually worked
@Anonymous wrote:Yeah, I'm itching for the Amazon Visa. My AAoA is still 2.1 months on two reports (longer on eq, don't know how much). Wait till silver, and see how I feel in January. If I go for Discover later, don't see the need for freedom, like the 2% dining (and can still use to transfer UR's) plus other perks this card offers. I do a LOT of shopping via amazon, and when get Sallie Mae later, will complement quite nicely, help me with some Benadryl SOMEONE, PLEASE!!
***Dumps Benadryl over Imperfectfutures head*** Keep it together soldier!
Benadryl over the head, LOL. That oughta do it
@Anonymous wrote:Yeah, I'm itching for the Amazon Visa. My AAoA is still 2.1 months on two reports (longer on eq, don't know how much). Wait till silver, and see how I feel in January. If I go for Discover later, don't see the need for freedom, like the 2% dining (and can still use to transfer UR's) plus other perks this card offers. I do a LOT of shopping via amazon, and when get Sallie Mae later, will complement quite nicely, help me with some Benadryl SOMEONE, PLEASE!!
***Dumps Benadryl over Imperfectfutures head*** Keep it together soldier!
I like that saying. Must spend more time remembering it than staring at sign up page with reviews! 
Thanks, General.
@tendertan wrote:Goodevenig, I'm checking in and wanted to share my good news! I got approved for the Chase Freedom card 3,000 CL. Its small compared to a lot of you guys but I'm stoked! My Experian Score is a 678, so I'm guessing they used that one, the others are lower. So is there anything else I should apply for or should I just Chill out?
Congrats on your approval. The freedom is a nice card :-) Up to you if there are other things that you want to apply for that would benefit you. Nothing wrong with waiting things out either.
Hi everyone! I really missed myfico forums and especially this garden. I've been through a lot in my credit journey and 2014 is a rocky road for me.
2015 will be an all hands on deck repair my scores year. It's been really rough. I'm looking forward to getting back on track.
Is Tinu still here?
2015 will be an all hands on deck repair my scores year. It's been really rough. I'm looking forward to getting back on track.
Is Tinu still here?
