December 2014 - Garden Thread

[Imperfectfuture]

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@tcbofade wrote:

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@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

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ohboy,ohboy,ohboy.....

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LOL, reminds me of the dog in that commercial, now sit,  

[tcbofade]

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@Anonymous wrote:

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@tcbofade wrote:

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@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

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ohboy,ohboy,ohboy.....

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Why is January 6th the day you can come out of the garden?

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Wifey and I both have the day off of work to go and sit at the credit union and begin our refinance! 

[tcbofade]

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@Imperfectfuture wrote:

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@tcbofade wrote:

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@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

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ohboy,ohboy,ohboy.....

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LOL, reminds me of the dog in that commercial, now sit,  

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Woof!

[BUN]

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

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@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

---

ohboy,ohboy,ohboy.....

---

Why is January 6th the day you can come out of the garden?

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Wifey and I both have the day off of work to go and sit at the credit union and begin our refinance! 

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So excited for you guys!!!!!

[Anonymous]

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

---

@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

---

ohboy,ohboy,ohboy.....

---

Why is January 6th the day you can come out of the garden?

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Wifey and I both have the day off of work to go and sit at the credit union and begin our refinance! 

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Ah makes sense.  Good things happen on January 6th.  It's my birthday :-)

[BUN]

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@Anonymous wrote:

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

---

@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

---

ohboy,ohboy,ohboy.....

---

Why is January 6th the day you can come out of the garden?

---

Wifey and I both have the day off of work to go and sit at the credit union and begin our refinance! 

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Ah makes sense.  Good things happen on January 6th.  It's my birthday :-)

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Happy Birthday Irish!

[Anonymous]

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@BUN wrote:

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@Anonymous wrote:

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@tcbofade wrote:

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@Anonymous wrote:

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@tcbofade wrote:

---

@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

---

ohboy,ohboy,ohboy.....

---

Why is January 6th the day you can come out of the garden?

---

Wifey and I both have the day off of work to go and sit at the credit union and begin our refinance! 

---

Ah makes sense.  Good things happen on January 6th.  It's my birthday :-)

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Happy Birthday Irish!

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Heh.  It's not today but on Jan, 6th.  But I'll take the early birthday wishes :-)

[SunriseEarth]

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@Imperfectfuture wrote:
@sunrise, sorry and ouch,

Merry Christmas and Happy Holidays!!

(It's almost January)

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It's the cost of being a bit impatient.  I really should have just waited until month six on the Macy's AMEX (and it probably would have been SP).   I'm still learning much in my credit journey.   However, I think I'm avoiding CCs that pull EX when I step out of the Garden next year.  That CR looks messy with all of the HPs!

[SunriseEarth]

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@sunkissed wrote:

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@SunriseEarth wrote:

Ooops...I accidentally reset my Garden clock!   I decided to ask Macy's for an increase on my store and my AMEX line.   They did HP on EX.   I probably asked too early on AMEX.   :-(   Unfortunately, neither were successful.    I'm a little frustrated, but I think that just means I need to just work the credit that I have now.   

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So uncool!  Sorry SunriseEarth 

One of the things I liked about having my reports frozen was avoiding "surprise" HPs.  It would have been nice if they had warned or asked you first.

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Usually the Macy's CLIs are SP.   Everyone once in a while, they'll HP and usually deny.   It was just the odds game, unfortunately.  Lesson learned.

On the plus side, Overstock is reporting on EX and TU.   My CK FAKO went up once it reported, odd enough.  

[tcbofade]

Good morning boys and girls.

Where's Cold?

Must have warmed up in his frozen back yard....