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December 2014 - Garden Thread

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Anonymous
Not applicable
‎12-25-2014 08:06 AM
‎12-25-2014 08:06 AM

Re: December 2014 - Garden Thread

@mongstradamus wrote:
Chase is known to do mid cycle reporting if you pay in full which is nice.

Sweet! Looks like i'll be paying in full. Smiley Tongue

Message 1131 of 1,375
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uswala
Senior Contributor
‎12-25-2014 09:03 AM
‎12-25-2014 09:03 AM

Re: December 2014 - Garden Thread

Merry Christmas GC!

Message 1132 of 1,375
BUN
Established Contributor
‎12-25-2014 10:21 AM
‎12-25-2014 10:21 AM

Re: December 2014 - Garden Thread

Merry Christmas and Happy Chanukah to all my GC friends!!Heart

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 1133 of 1,375
sunkissed
Established Contributor
‎12-25-2014 10:34 AM
‎12-25-2014 10:34 AM

Re: December 2014 - Garden Thread

Merry Christams to all!!!

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 1134 of 1,375
tcbofade
Super Contributor
‎12-25-2014 12:29 PM
‎12-25-2014 12:29 PM

Re: December 2014 - Garden Thread

Merry Christmas, boys and girls.

 

A bit of travelling this morning, then breakfast, then home for Christmas morning.

 

I actually got to have a NAP!!!!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1135 of 1,375
chalupaman
Super Contributor
‎12-25-2014 01:41 PM
‎12-25-2014 01:41 PM

Re: December 2014 - Garden Thread

Alright. I was successful with the CL consolidation. Tried doing it by phone but that didn't work so SM came to the rescue. Left 500 on the Chase SW card and will probably close it out next month unless there's a way they can transfer that 500 over to the Ritz. I know that if I had left that card completely with no activity this month that I could have transferred the whole thing but I don't think my profile is gonna tank because a 500 dollar cut. Gotta love the trade offs.

 

Either way, I have a new highest credit limit and it's been said a lot that higher limits beget higher limits in the future so I'm not only happy about that but I can fully use my AARP card to reap the rewards too. I've never had a gas and restaurant focused card with this high a limit either. The best part about it though is that I still have 13 months left on my 0 APR promotional offer.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 1136 of 1,375
Gornet
Frequent Contributor
‎12-25-2014 02:31 PM
‎12-25-2014 02:31 PM

Re: December 2014 - Garden Thread

Merry Christmas everyone!!

PRG NPSL - Reserve 4.5k - Delta Gold 6.5k - Ritz 6.8k - CSP 5k
My Credit story
Message 1137 of 1,375
Anonymous
Not applicable
‎12-25-2014 03:35 PM
‎12-25-2014 03:35 PM

Re: December 2014 - Garden Thread

Merry Christmas, all. Smiley Happy

Even though December is pretty much over, I'd like to join the club. I just obtained my first card in a very long time and I will be fertilizing the crap out of it for a while, lol.

Since I am still a newbie with few posts, I am having a hard time adding the seedling to my signature. Would some kind moderator please help me out?


Thank you!
Message 1138 of 1,375
coldnmn
Mega Contributor
‎12-25-2014 03:39 PM
‎12-25-2014 03:39 PM

Re: December 2014 - Garden Thread

@Anonymous wrote:
Merry Christmas, all. Smiley Happy

Even though December is pretty much over, I'd like to join the club. I just obtained my first card in a very long time and I will be fertilizing the crap out of it for a while, lol.

Since I am still a newbie with few posts, I am having a hard time adding the seedling to my signature. Would some kind moderator please help me out?


Thank you!

Smiley Happy Mods notified when time permits. Welcome to the GC!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 1139 of 1,375
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Anonymous
Not applicable
‎12-25-2014 03:40 PM
‎12-25-2014 03:40 PM

Re: December 2014 - Garden Thread

 

@Anonymous wrote:
Merry Christmas, all. Smiley Happy

Even though December is pretty much over, I'd like to join the club. I just obtained my first card in a very long time and I will be fertilizing the crap out of it for a while, lol.

Since I am still a newbie with few posts, I am having a hard time adding the seedling to my signature. Would some kind moderator please help me out?


Thank you!

Welcome aboard and good luck with your re-building.

Great place to get the assitance to achieve what you want.

Mods will be around to get you your seedling and it won't be long you can handle your own sig.

 

Merry Christmas back

Message 1140 of 1,375
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