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December 2014 - Garden Thread

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starry1
Valued Contributor

Re: December 2014 - Garden Thread

Sure, Ham I 'll get a mod to help you with that.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 71 of 1,375
uswala
Senior Contributor

Re: December 2014 - Garden Thread


@navajomyst2003 wrote:

Stepped out of the garden in November and picked up 3 new cards with  CLs totaling $91,000.  Ready to get back to gardening.


Seems you got very high CLs on all 3 of them Smiley Happy

Message 72 of 1,375
pizza1
Community Leader
Super Contributor

Re: December 2014 - Garden Thread

Yes! December means another month had finally came and went! Sure hope this next year goes kinda fastSmiley Happy in February ill have to move and get an apartment, so they will HP me for that. But that doesn't count. I'm trying hard just to make it 6 months without a HP for cli or cc( don't need it anyways) hope everyone is doing well in their endeavors!!Smiley Happy
Message 73 of 1,375
navajomyst2003
Frequent Contributor

Re: December 2014 - Garden Thread


@uswala wrote:

@navajomyst2003 wrote:

Stepped out of the garden in November and picked up 3 new cards with  CLs totaling $91,000.  Ready to get back to gardening.


Seems you got very high CLs on all 3 of them Smiley Happy


50k, 29k and 12k.


In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)
Message 74 of 1,375
bndresa1321
Valued Member

Re: December 2014 - Garden Thread


@SunriseEarth wrote:

@bndresa1321 wrote:
New member to the Garden Club here. As of today, I am done with an app spree and ready to garden all of my accounts for the next 2 years. Prior to my latest spree, I was on a 1-year gardening period which felt really great.

I'm very happy with my current cards and hope to work on building my limits and AAoA over the next two years.

Congrats on successful spree...sounds like gardening worked!    Welcome back!


Yea it sure did, many thanks! 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.17K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K | AMEX BCP (11/2014) - $5K | Chase Sapphire Preferred Visa (12/2014) - $9K


Message 75 of 1,375
Kenny
Moderator Emeritus

Re: December 2014 - Garden Thread


@Anonymous wrote:

@coldnmn wrote:

@Anonymous wrote:

Hello everybody!

 

I was a lurker, but registered an account to make it official and join the Garden Club today.

 

Hoping to make it at least six months. June 1, 2015 or bust!



smileyhappy: Welcome to the forum and the GC! Page one explains gardening. If you would like a seedling or spade whatever is apropriate added to your signature just ask. As your post count is to low to add html  yourself because of the spam filter. If you have questions feel free to ask.

 

 

 


Thank you very much. If it's not too much trouble, can I get a seedling in my signuature please? Thanks again Smiley Very Happy


Smiley Wink Done Smiley Happy

Message 76 of 1,375
Loques
Regular Contributor

Re: December 2014 - Garden Thread

Hit the 6-month mark this month! Woot woot!!

 

I'm done with all my shopping and all those freakin' deals and promos, so no temptations! I think I'll go ahead and pick up my gold spade. Smiley Tongue It's been really hard to abstain from applying for credit. But, like most addictions or impulses, the longer you stay away, the easier it is to stay away!

 

Making a wish list of CCs for 2016!

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
--------------------
Message 77 of 1,375
knoregs
Established Contributor

Re: December 2014 - Garden Thread

Three inquiries due to fall off reports this month...

 

EQ: 3  ----->  0

TU: 8  ----->  5

EX: 5  ----->  2

 

~kn

 


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 78 of 1,375
Anonymous
Not applicable

Re: December 2014 - Garden Thread

Thank you. It's so beautiful, I feel like Wall-E Smiley Surprised

Message 79 of 1,375
Anonymous
Not applicable

Re: December 2014 - Garden Thread

After 32 long months in the Garden, I departed early this morning. I have collected quite possibly my last card – American Express Platinum. It was SUCH a rush when I saw the approval page that I had to take a picture and send it to people lol. It felt so amazing that I thought about which card I was going to app next, but soon realized that I would not need another card. So I am back in the Garden until I buy a house sometime in the next five or more years lol. Now I have to take up a seedling icon, and I was saddened by the fact that I had to relinquish my Diamond Spade. It was worth it! I cannot wait to try out some of the benefits of the card in just two short weeks!!

 

P.S. Am I suppose to see my FICO score and bureau in the letter when I receive my card in the mail?

Message 80 of 1,375
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