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I agree with the others. Your line-up is not bad, and you were approved for a Discover card with a very good starting CL. I see you've had your Kohl's charge for over two years, and the CL is still low. Last July, Kohl's made it much easier to request a CLI. Just go to your online account, and you'll see the "request an increase" or something similar to that. It's a soft pull, and if your account is in good standing and you haven't had an increase in the last four months, I think you'll see something happen. There is no need to call Customer Service anymore when you can do it online and find out the results immediately. I would just sit tight for six months or so and enjoy the cards that you already have.
With the BK, it's best to forget about Chase, Amex, and B of A for a couple more years. I don't see any problem with you combining your two Cap One cards if the option is available. One of the cards needs to have a zero balance, but since they are both close in age, close the one with the highest APR if possible. If you truly want one more card, with a higher CL, then Cap One Venture Sig might be a possibility. Like you said, Cap One has been good to you. Closing First Premier and Credit One would be top on my list. Other than that, I would definitely go to the garden and take a long siesta.
That's a great plan!!
@Anonymous wrote:That's a great plan!!
I would stop apping if I were you Barclays and Discover if they soft pull you will see all the inquiries and accounts and might close you out or reduce your limits.Let your accounts age and inquiries fall off keeping all accounts in good standing trying CL increases first.With a Bk on your file you don't want that many inquiries with a new/thin file.As others stated you have a nice lineup work with what you have first.Remember everybody credit profile can't take a app spree it takes time and aging accounts.Good luck