Decided for click the luv button for NFCU cash

[creditwatcher2012]

I got a 3-5 day message account in 2 months old, I requested that my new limit go up to 40k from 25k to help with utilization I currently have a 23k balance but have been paying 1k a month... What exactly does 3-5 day mean?

[chwebb1]

I know with other banks, if I get the "7-10 day" message, that usually means it's declined. But it just means that it will have a person look over it.

[09Lexie]

No offense but you've have added quite a bit of cc's/debt in the past few months. IIRC, there was an issue with being self-employed on your first app to NFCU. Were you able to correct that and if so are you prepared to show tax returns for the $40k?

[creditwatcher2012]

Yes I am prepared to provide tax forms.

[creditwatcher2012]

And yes it was corrected

[09Lexie]

Good luck!

[creditwatcher2012]

In you experience what does the 3-5 day message typically mean thou?

[09Lexie]

Manual review

[creditwatcher2012]

Ok thanks

[pizza1]

Any cLI over $25k with navy is an automatic 1) go, and 2) manual review. Even if your card is sitting at $25k and you request $26, it's automatic HP anything over $25k