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Senior Contributor
Posts: 4,327
Registered: ‎07-17-2013
0

Re: Decided for click the luv button for NFCU cash

Damn phone!! Meant 1). HP!! LolSmiley Happy
(BK7 d/c:08/19/13~FICO-400's)--->06/01/15- EQ 663, TU 657, EX 676

Total credit lines $197,100 / 1% util reporting
Frequent Contributor
Posts: 462
Registered: ‎06-27-2012
0

Re: Decided for click the luv button for NFCU cash

Is an automatic go???
Frequent Contributor
Posts: 462
Registered: ‎06-27-2012
0

Re: Decided for click the luv button for NFCU cash

Ohhhh lol I just saw that
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Decided for click the luv button for NFCU cash

Curious, what's is your total outlay of cc with NFCU?
Valued Contributor
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Decided for click the luv button for NFCU cash

I know NFCU is known to be generous but it doesn't look good to a lender if you ask for a CLI when using 23k/25k. (92% UTI) I wish you luck though. 


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Epic Contributor
Posts: 25,200
Registered: ‎10-23-2007
0

Re: Decided for click the luv button for NFCU cash

Wow 23 out of 25 on a how old navy account wanting to go to 40?
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Decided for click the luv button for NFCU cash

[ Edited ]
Epic Contributor
Posts: 25,200
Registered: ‎10-23-2007
0

Re: Decided for click the luv button for NFCU cash

I thought I liked to apply for a lot of credit and buy lots of things....
Why the explorer at almost 6% though other then no income verification?? That's not a good rate for that size of loan especially brand new ford... Be surprised if ford didn't have 0%?
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Frequent Contributor
Posts: 462
Registered: ‎06-27-2012
0

Re: Decided for click the luv button for NFCU cash

Is 6% a bad rate? I didn't think it was drastically high and I send a message and canceled the CLI request after I thought about.

Credit with NFCU
Auto loan~23500
Cash rewards 25k
Flagship rewards 5k
Navcheck 15k
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Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Decided for click the luv button for NFCU cash

It is if they have offers in the 1.49-2.49% range. Even Ford has 0% financing.
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