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Decided for click the luv button for NFCU cash

Frequent Contributor

Decided for click the luv button for NFCU cash

I got a 3-5 day message account in 2 months old, I requested that my new limit go up to 40k from 25k to help with utilization I currently have a 23k balance but have been paying 1k a month... What exactly does 3-5 day mean?
Message 1 of 20
19 REPLIES
Established Contributor

Re: Decided for click the luv button for NFCU cash

I know with other banks, if I get the "7-10 day" message, that usually means it's declined. But it just means that it will have a person look over it.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 2 of 20
Moderator Emerita

Re: Decided for click the luv button for NFCU cash

No offense but you've have added quite a bit of cc's/debt in the past few months. IIRC, there was an issue with being self-employed on your first app to NFCU. Were you able to correct that and if so are you prepared to show tax returns for the $40k?
Message 3 of 20
Frequent Contributor

Re: Decided for click the luv button for NFCU cash

Yes I am prepared to provide tax forms.
Message 4 of 20
Frequent Contributor

Re: Decided for click the luv button for NFCU cash

And yes it was corrected
Message 5 of 20
Moderator Emerita

Re: Decided for click the luv button for NFCU cash

Message 6 of 20
Frequent Contributor

Re: Decided for click the luv button for NFCU cash

In you experience what does the 3-5 day message typically mean thou?
Message 7 of 20
Moderator Emerita

Re: Decided for click the luv button for NFCU cash

Message 8 of 20
Frequent Contributor

Re: Decided for click the luv button for NFCU cash

Ok thanks
Message 9 of 20
Community Leader
Super Contributor

Re: Decided for click the luv button for NFCU cash

Any cLI over $25k with navy is an automatic 1) go, and 2) manual review. Even if your card is sitting at $25k and you request $26, it's automatic HP anything over $25k
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 10 of 20