Reply
Established Contributor
pizza1
Posts: 923
Registered: ‎07-17-2013

Re: Decided for click the luv button for NFCU cash

Damn phone!! Meant 1). HP!! Lol:smileyhappy:
BK 7 D/C: 08/19/13~FICO-400's---> 07/14~EQ 659,EX 644,TU 640
NFCU loc-$15k|NFCU visa-$10k|Barclays-$1.5k|Cap one $2k|Wmart-$750|JCP-$500|Jcrew-$4,250|Loft-$250|Gap-$200|76 gas-$300|Amazon store-$700
Frequent Contributor
creditwatcher2012
Posts: 456
Registered: ‎06-27-2012

Re: Decided for click the luv button for NFCU cash

Is an automatic go???
Frequent Contributor
creditwatcher2012
Posts: 456
Registered: ‎06-27-2012

Re: Decided for click the luv button for NFCU cash

Ohhhh lol I just saw that
Moderator
09Lexie
Posts: 24,516
Registered: ‎09-13-2012

Re: Decided for click the luv button for NFCU cash

Curious, what's is your total outlay of cc with NFCU?
Established Contributor
wHiTeSoL
Posts: 1,038
Registered: ‎07-09-2013

Re: Decided for click the luv button for NFCU cash

I know NFCU is known to be generous but it doesn't look good to a lender if you ask for a CLI when using 23k/25k. (92% UTI) I wish you luck though. 


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Mega Contributor
Creditaddict
Posts: 18,905
Registered: ‎10-23-2007

Re: Decided for click the luv button for NFCU cash

Wow 23 out of 25 on a how old navy account wanting to go to 40?
Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Moderator
09Lexie
Posts: 24,516
Registered: ‎09-13-2012

Re: Decided for click the luv button for NFCU cash

[ Edited ]
Mega Contributor
Creditaddict
Posts: 18,905
Registered: ‎10-23-2007

Re: Decided for click the luv button for NFCU cash

I thought I liked to apply for a lot of credit and buy lots of things....
Why the explorer at almost 6% though other then no income verification?? That's not a good rate for that size of loan especially brand new ford... Be surprised if ford didn't have 0%?
Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
creditwatcher2012
Posts: 456
Registered: ‎06-27-2012

Re: Decided for click the luv button for NFCU cash

Is 6% a bad rate? I didn't think it was drastically high and I send a message and canceled the CLI request after I thought about.

Credit with NFCU
Auto loan~23500
Cash rewards 25k
Flagship rewards 5k
Navcheck 15k
Moderator
09Lexie
Posts: 24,516
Registered: ‎09-13-2012

Re: Decided for click the luv button for NFCU cash

It is if they have offers in the 1.49-2.49% range. Even Ford has 0% financing.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+