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Declined Amex BCEP but I am appealing it

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budwiser
Contributor

Declined Amex BCEP but I am appealing it

Well, initially, I was declined for the BCE preferred  I've never had an Amex,so I called the EO and they transferred me to New accounts. They asked me a few questions about my recent inquires and new accounts. They said if I wanted to appeal the decision an underwriter can look at it.. So, I thought about it and said ok. Does anyone have any experience with getting declined and then approved?

 

Thanks, Craig

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Jaylima91
Established Contributor

Re: Declined Amex BCEP but I am appealing it

With Amex it is near impossible unless there's an error on your CR. I've tried months ago and talked to a few CSRs and they all have told me the same thing. Amex sticks to their initial decission. Good luck and I hope you prove me wrong! Smiley Very Happy
Message 2 of 4
mongstradamus
Super Contributor

Re: Declined Amex BCEP but I am appealing it

i just hope for your sake , they didn't do an additional HP with your appeal, if the decision probably won't change



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Message 3 of 4
Jlu
Established Contributor

Re: Declined Amex BCEP but I am appealing it

Generally AMEX doesn't do recons - at least that was the way it was when I applied. 

 

The only recon is if your credit report was incorrect and you're allowed to send/fax them a copy of a new report.

 

Things may have changed... I mean, they have Tina Fey doing goofy commercials yet casting it in black & white in a veiled attempt to stay classy.

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