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Valued Contributor
Dustink
Posts: 2,999
Registered: ‎10-02-2012
0

Declined By Citi UPDATE SUCCESSFUL RECON!!!!

[ Edited ]

Only reason provided: Too many INQ's

 

What do you all recommend?

 

I have been trying to recon, maybe I am calling the wrong number.

 

What department would be the best to call? How do I reach them? What is the best way to explain the INQ's, other than I went on an app spree for bonus offers? haha

 

Thanks in advance for the help :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Regular Contributor
remarc
Posts: 170
Registered: ‎03-05-2012
0

Re: Declined for Citi ThankYou Preferred

I was denied like u for too many inquirers back in may. I had explained to the CSR that the inquires were for auto refinance. I called 3 times & everything they said they could do nothing.
No one would recon with me then in August at the 6 month mark of my Citi platinum card I asked for a CLI & again denied straight of the batt. I tried to speak to someone to explain to me & advise me but yet again no one would help me.
Citi dont seem to be very helpful.
Valued Contributor
Dustink
Posts: 2,999
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred


remarc wrote:
I was denied like u for too many inquirers back in may. I had explained to the CSR that the inquires were for auto refinance. I called 3 times & everything they said they could do nothing.
No one would recon with me then in August at the 6 month mark of my Citi platinum card I asked for a CLI & again denied straight of the batt. I tried to speak to someone to explain to me & advise me but yet again no one would help me.
Citi dont seem to be very helpful.

Aw man. I was hoping for hope in the matter not more bad news...thanks for the reply

 

I just want to get in the door with citi. I wish they would overlook the INQ's and give me a chance. That card has some high spending requirements, I would think they would want the business.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011
0

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

Only reason provided: Too many INQ's

 

What do you all recommend?

 

I have been trying to recon, maybe I am calling the wrong number.

 

What department would be the best to call? How do I reach them? What is the best way to explain the INQ's, other than I went on an app spree for bonus offers? haha

 

Thanks in advance for the help :smileyhappy:


lol... with Citi, they can decline you for whatever reason they can think up. How many inquiries did you have? I have 10+ and I still got approved for (2) personal cards, the same one at that. We also share similar backgrounds, and your income is higher than mine. So I'm not sure why you didn't get approved. Depending on the # of inquiries you could recon. Is this the first time applying for a Citi card?

Garden Mode... kind of... sort of (•‿•)
Valued Contributor
Dustink
Posts: 2,999
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred


nenuco wrote:

Dustink wrote:

Only reason provided: Too many INQ's

 

What do you all recommend?

 

I have been trying to recon, maybe I am calling the wrong number.

 

What department would be the best to call? How do I reach them? What is the best way to explain the INQ's, other than I went on an app spree for bonus offers? haha

 

Thanks in advance for the help :smileyhappy:


lol... with Citi, they can decline you for whatever reason they can think up. How many inquiries did you have? I have 10+ and I still got approved for (2) personal cards, the same one at that. We also share similar backgrounds, and your income is higher than mine. So I'm not sure why you didn't get approved. Depending on the # of inquiries you could recon. Is this the first time applying for a Citi card?


I think I apped over 6 months ago as well, but I can't remember. I am pretty sure I have fewer than 10 within 6 months.

 

I want that approval.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
0

Re: Declined for Citi ThankYou Preferred

Good luck reconning. Citi sucks when it comes to Recons.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Contributor
xboxrunner
Posts: 139
Registered: ‎05-30-2011
0

Re: Declined for Citi ThankYou Preferred

Calling in for recon with Citi didn't work for me multiple times. However, shoot them a PlanetFeedback recon message to them--thats how I got in with Citi.


Experian (CreditSesame)- 823 (8/2/14), 761 (Citi-4/26/13), 823 (Credit.com-8/2/2014)
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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Declined for Citi ThankYou Preferred

Ive hears of that Planetfeedback route, but Dustink, Citi just sucks...I hate to say this, but even after hundreds of billions of dollars of taxpayer funded capital infusions, Citi is still just NOT consumer friendly. At least Chase is :-)

I'm still gonna app for Citi Diamond Preferred in 6 mos to a year :-D... Suuuchhh a pretty card :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 2,999
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred


youngandcreditwrthy wrote:
Ive hears of that Planetfeedback route, but Dustink, Citi just sucks...I hate to say this, but even after hundreds of billions of dollars of taxpayer funded capital infusions, Citi is still just NOT consumer friendly. At least Chase is :-)

I'm still gonna app for Citi Diamond Preferred in 6 mos to a year :-D... Suuuchhh a pretty card :-)

Does that card offer rewards?

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
0

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

youngandcreditwrthy wrote:
Ive hears of that Planetfeedback route, but Dustink, Citi just sucks...I hate to say this, but even after hundreds of billions of dollars of taxpayer funded capital infusions, Citi is still just NOT consumer friendly. At least Chase is :-)

I'm still gonna app for Citi Diamond Preferred in 6 mos to a year :-D... Suuuchhh a pretty card :-)

Does that card offer rewards?

 


I don't believe that card has any rewards...I think he wants it just for the googlewallet feature...LOL.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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