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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Declined for Citi ThankYou Preferred


resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Declined for Citi ThankYou Preferred

NICE....

YOU ARE TOTALLY ROCKING NOW!! hahaha

 

This is like one of the only Citi success recon stories I've ever read.. besides one on planetfeeback hahah.

Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Declined for Citi ThankYou Preferred

Its all about saying the right thing to the right person :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Moderator
tinuviel
Posts: 4,023
Registered: ‎11-02-2010

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


Even better -- congratulations!!! :smileyhappy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Moderator
tinuviel
Posts: 4,023
Registered: ‎11-02-2010

Re: Declined for Citi ThankYou Preferred


youngandcreditwrthy wrote:

Hmmm I did not see tinu's diamond thread previously! wtg on all those approvals!!! :-D


 

Thanks! It was a very exciting evening for me, to say the least. :smileyhappy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Declined for Citi ThankYou Preferred


tinuviel wrote:

Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


Even better -- congratulations!!! :smileyhappy:

 


Thanks, I joined this forum and it made me want to app. :smileyhappy: At least it was a successful app spree. I went from $11,000 in available credit to $26,500. I added four new accounts. I think with just over a year of credit history, I am headed in the right direction.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


OMG that's even more awesomer!

 

Congrats again!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Member
resilient
Posts: 67
Registered: ‎10-02-2012

Re: Declined for Citi ThankYou Preferred

 


Dustink wrote:


resilient wrote:


Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


Holy crap! Even better than the first! Too bad I burned them back in college, 11 years ago, I'd got for them...Well, after I leave the garden in a year or so.

Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: Declined for Citi ThankYou Preferred

Citi Recon is possible you just have to go through their executive offices


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

LOL we all know how Cap1's exec office barely works hahaa. Im sure the next time I apply for a Citi card, I'll get approved since Im not gonna app for a while and get my util <10% (currently at 12%). hmm but who knows. I might have to hit up dustink for some advice ;-) lol
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

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