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Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred


resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Declined for Citi ThankYou Preferred

NICE....

YOU ARE TOTALLY ROCKING NOW!! hahaha

 

This is like one of the only Citi success recon stories I've ever read.. besides one on planetfeeback hahah.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred

Its all about saying the right thing to the right person :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


Even better -- congratulations!!! :smileyhappy:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: Declined for Citi ThankYou Preferred


youngandcreditwrthy wrote:

Hmmm I did not see tinu's diamond thread previously! wtg on all those approvals!!! :-D


 

Thanks! It was a very exciting evening for me, to say the least. :smileyhappy:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred


tinuviel wrote:

Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


Even better -- congratulations!!! :smileyhappy:

 


Thanks, I joined this forum and it made me want to app. :smileyhappy: At least it was a successful app spree. I went from $11,000 in available credit to $26,500. I added four new accounts. I think with just over a year of credit history, I am headed in the right direction.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


OMG that's even more awesomer!

 

Congrats again!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012
0

Re: Declined for Citi ThankYou Preferred

 


Dustink wrote:


resilient wrote:


Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit :smileyhappy:

 


Holy crap! Even better than the first! Too bad I burned them back in college, 11 years ago, I'd got for them...Well, after I leave the garden in a year or so.

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Citi HHonors VS ($11k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($16.2k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($5k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Starwood Preferred Guest AmEx ($2k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Declined for Citi ThankYou Preferred

Citi Recon is possible you just have to go through their executive offices

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

LOL we all know how Cap1's exec office barely works hahaa. Im sure the next time I apply for a Citi card, I'll get approved since Im not gonna app for a while and get my util <10% (currently at 12%). hmm but who knows. I might have to hit up dustink for some advice ;-) lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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