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Declined By Citi UPDATE SUCCESSFUL RECON!!!!

Valued Contributor

Re: Declined for Citi ThankYou Preferred


resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit Smiley Happy

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Senior Contributor

Re: Declined for Citi ThankYou Preferred

NICE....

YOU ARE TOTALLY ROCKING NOW!! hahaha

 

This is like one of the only Citi success recon stories I've ever read.. besides one on planetfeeback hahah.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor

Re: Declined for Citi ThankYou Preferred

Its all about saying the right thing to the right person Smiley Happy

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Moderator Emeritus

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit Smiley Happy

 


Even better -- congratulations!!! Smiley Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emeritus

Re: Declined for Citi ThankYou Preferred


youngandcreditwrthy wrote:

Hmmm I did not see tinu's diamond thread previously! wtg on all those approvals!!! :-D


 

Thanks! It was a very exciting evening for me, to say the least. Smiley Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor

Re: Declined for Citi ThankYou Preferred


tinuviel wrote:

Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit Smiley Happy

 


Even better -- congratulations!!! Smiley Happy

 


Thanks, I joined this forum and it made me want to app. Smiley Happy At least it was a successful app spree. I went from $11,000 in available credit to $26,500. I added four new accounts. I think with just over a year of credit history, I am headed in the right direction.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Moderator Emeritus

Re: Declined for Citi ThankYou Preferred


Dustink wrote:

resilient wrote:

Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit Smiley Happy

 


OMG that's even more awesomer!

 

Congrats again!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Contributor

Re: Declined for Citi ThankYou Preferred

 


Dustink wrote:


resilient wrote:


Dustink wrote:

UPDATE: Approved $3,000 limit!


Awesome!


Called again to check up on it, make sure all was well....Rep said I was approved for a $5,000 limit at 16.99 APR. Better than the initial $3,000 I was told. I will wait for the paperwork now and see for sure what I got. The rep also said I get 10k points after $2k spend in 6 months, then another 10k points after another $2k spend in the second 6 months. I don't see that promo on their site. So I must have found that offer elsewhere. Hopefully the terms are more clear than the overseas rep. Be cool if it is in fact a $5k limit Smiley Happy

 


Holy crap! Even better than the first! Too bad I burned them back in college, 11 years ago, I'd got for them...Well, after I leave the garden in a year or so.

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Frequent Contributor

Re: Declined for Citi ThankYou Preferred

Citi Recon is possible you just have to go through their executive offices

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Senior Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

LOL we all know how Cap1's exec office barely works hahaa. Im sure the next time I apply for a Citi card, I'll get approved since Im not gonna app for a while and get my util <10% (currently at 12%). hmm but who knows. I might have to hit up dustink for some advice ;-) lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k