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Declined By Citi UPDATE SUCCESSFUL RECON!!!!

New Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

I,m thinking asking to bump me with another 3k upon card arrival for bt!!!Should i do it or wait 6mo ? Thx
Message 61 of 90
Valued Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!


Twister24 wrote:
I,m thinking asking to bump me with another 3k upon card arrival for bt!!!Should i do it or wait 6mo ? Thx

I think you will need to wait 6 months.

 

Transfer over whatever amount you can get paid off in 6 months. Then after it is paid off request an increase.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 62 of 90
New Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

Yeahhh Smiley Very Happy very same story here lol
Message 63 of 90
New Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

Ok. Thank you i,ll wait don,t wanna push it To much Smiley Wink
Message 64 of 90
Valued Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!


Twister24 wrote:
Ok. Thank you i,ll wait don,t wanna push it To much Smiley Wink

Do you have a balance of over $5,000 to transfer?

 

What are your other cards, when did you open them, what are there limits and balances?

 

In my case, I had double digit INQs and a credit history about a year long....haha

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 65 of 90
New Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

Lol....i,m coming soon to the double digit numbSmiley Very Happy ok at the time when i app had 7 inq but in two months period . But Three of those inq was from citi . Couse on a recon call they pull my file again Regardless i fax them a copy of my cr. i have 3 trade lines AU on chase business ink card opened 5yrs 35000cl . One discover more card opened aug 2012 1500cl and amex prg just opened a month ago no pre limit . Actually i dont need credit cards only reason i do this is couse i wanna ref my car with citi . Now my car loan is under my dad company name with citi . But in order take the low % on a 120k car i need some relationship with citi Smiley Very Happy
Message 66 of 90
Valued Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!


Twister24 wrote:
Lol....i,m coming soon to the double digit numbSmiley Very Happy ok at the time when i app had 7 inq but in two months period . But Three of those inq was from citi . Couse on a recon call they pull my file again Regardless i fax them a copy of my cr. i have 3 trade lines AU on chase business ink card opened 5yrs 35000cl . One discover more card opened aug 2012 1500cl and amex prg just opened a month ago no pre limit . Actually i dont need credit cards only reason i do this is couse i wanna ref my car with citi . Now my car loan is under my dad company name with citi . But in order take the low % on a 120k car i need some relationship with citi Smiley Very Happy

HUH??? Is that a typo?

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 67 of 90
New Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

Ooo and btw i dont Keep balance pay everything like charge card i think i got bal of 8$ on my Discover card Smiley Happy my uti is 4%
Message 68 of 90
New Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!

This is what i drive since long time Smiley Happy i.m in a bmw racing club windy city
Message 69 of 90
Valued Contributor

Re: Declined By Citi UPDATE SUCCESSFUL RECON!!!!


Twister24 wrote:
This is what i drive since long time Smiley Happy i.m in a bmw racing club windy city

Seems like a lot of money to put into a depreciating asset.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 70 of 90