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Established Member
vegasgurl2001
Posts: 13
Registered: ‎11-28-2011

Declined CLI from Dillard's CC...SHOCKED!

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‎07-28-2012 11:05 AM

So I called the automated system yest. To see about a CLI on my Dillard's CC which currently has a $350 limit....my other GE cards all have had increases and range from $900 - $2000 with very low balances most with 0 balance, because I pay it off in full if I use one of them the following month. I have had the card for 7months now and am very surprised they didn't give me an increase! I only asked for my CL to increase by $250 since all my other ones were at least 300 or more.....anyone else have problem with Dillard's card?
Starting Score: 6??
Current Score: Walmart TU 640-7/12, Experian 717-3/12
Goal Score: 720+

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Mega Contributor
LS2982
Posts: 14,506
Registered: ‎04-09-2011

Re: Declined CLI from Dillard's CC...SHOCKED!

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‎07-28-2012 11:09 AM

Sorry to hear.......

You would have to wait for the letter and call them about it.


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Established Contributor
emptypockets
Posts: 520
Registered: ‎02-03-2009

Re: Declined CLI from Dillard's CC...SHOCKED!

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‎07-28-2012 06:03 PM - edited ‎07-28-2012 06:04 PM

GE can be weird sometimes. Your letter will Tell you why they denied the increase. I would just request another CLI when the time comes. My Dillard's was one of my fastest growing GE limits, and went from a $700 limit at opening (4/2011) to $7.5k (6/2012). I only use it for maybe one $50-80 purchase every 3 months or so, then PIF.
CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
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