So I called the automated system yest. To see about a CLI on my Dillard's CC which currently has a $350 limit....my other GE cards all have had increases and range from $900 - $2000 with very low balances most with 0 balance, because I pay it off in full if I use one of them the following month. I have had the card for 7months now and am very surprised they didn't give me an increase! I only asked for my CL to increase by $250 since all my other ones were at least 300 or more.....anyone else have problem with Dillard's card?
Starting Score: 6?? Current Score: Walmart TU 640-7/12, Experian 717-3/12 Goal Score: 720+
GE can be weird sometimes. Your letter will Tell you why they denied the increase. I would just request another CLI when the time comes. My Dillard's was one of my fastest growing GE limits, and went from a $700 limit at opening (4/2011) to $7.5k (6/2012). I only use it for maybe one $50-80 purchase every 3 months or so, then PIF.
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.
Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797