04-24-2013 05:05 PM
05-31-2013 01:34 PM - edited 06-04-2013 07:09 AM
I had the same thing happen to me just the other day, applied yesterday got DECLINED, decided to call on the recon, dont now if it was the rep i got, but she wouldnt budge, and said that Discover doesnt do reconsiderations.
So i dont know if anything has changed with them, or if i should call back and see if i get another rep???
decided to call back and got someone in the Delaware office, extremely nice and pleasant guy, way different from the first experience. We went over everything and there is one (1) baddie still on my account which is now paid, he said once that falls off to call back and then we will move forward with the recon. I just got my chase slate card in the mail too and told that to him, he said that will defintely help with the decision as well. So its all who you talk to!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.