@smallfry wrote:
Wait for the letter and recon. BofA is PRIME.
These days it seems that none of the big banks are treating their customers very well, even if they are "prime" banks. The ones that are treating people well tend to be the CUs, both small and large.
BoA is more likely than the other big banks to rate jack or CLD or outright close your accounts without you ever paying late. They are the only one of the big ones (Citi, Chase, Amex, Discover, BoA) that explicitly still uses Universal Default.