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Regular Contributor
Posts: 123
Registered: ‎07-22-2012
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Declined by Chase...

So, I was decline by Chase for one of their airline cards but will submitting a recon applicaiton (which they told me they have already sent in the mail) result in futher hard inquiries or no? The recon app they sent was for income verification.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
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Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
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Registered: ‎12-30-2011
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Re: Declined by Chase...


SportBike4Life wrote:

So, I was decline by Chase for one of their airline cards but will submitting a recon applicaiton (which they told me they have already sent in the mail) result in futher hard inquiries or no? The recon app they sent was for income verification.


That's not a decline Smiley Happy.  

 

If they have a recon app, not sure why they wouldn't let you do that over the phone but I don't know Chase.  Income verification is pretty easy, fax em last two paystubs assuming W2 employment and go on with life for the most part.  Only sticking point is 1099 / self-employed folks.  In this case it shouldn't be a second pull, you're not having to play let's make a deal based on your credit report.

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
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Established Contributor
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Registered: ‎06-27-2012
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Re: Declined by Chase...

Just need inc verification and for sure you were not declined, GL>

 

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Re: Declined by Chase...

I agree with the posters. It seems like they only need an income verification that can be faxed Smiley Happy




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Registered: ‎03-10-2012
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Re: Declined by Chase...

My apps for Sapphire and Freedom got the two weeks message. Called in and they said Call verification. Within 3 minutes I had 2 new cards.

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Registered: ‎08-16-2012
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Re: Declined by Chase...

I didn't have to provide income verification for my recon, although I did call them twice to get my app ultimately approved!

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Re: Declined by Chase...

I would call their executive office in the backdoor sticky at the top of the forum and find out what exactly is going on.



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Established Contributor
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Registered: ‎05-29-2011
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Re: Declined by Chase...


LS2982 wrote:
I would call their executive office in the backdoor sticky at the top of the forum and find out what exactly is going on.

If they're sending OP an income verification form then thats probably what they want.  Certainly not a decline but more likely than not an approval.

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Registered: ‎04-09-2011
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Re: Declined by Chase...


n777ua wrote:

LS2982 wrote:
I would call their executive office in the backdoor sticky at the top of the forum and find out what exactly is going on.

If they're sending OP an income verification form then thats probably what they want.  Certainly not a decline but more likely than not an approval.


It's possible they can fax this info. I would think.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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