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Declined for Quicksilver what to do?

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Legions36
Frequent Contributor

Re: Declined for Quicksilver what to do?


@Creditaddict wrote:

@Legions36 wrote:

@Creditaddict wrote:

call them up and have the app recon... can't imagine they wouldn't approve!


I just tried to call a # but i couldn't get through to a recon person. They can't even tell me why they denied me. Does anyone have a # i can call? All i get from them is wait for the letter 7-10 as to why u were denied.


[Mod Cut]

you won't be able to speak to someone for recon, but this is exec department that can submit for a manual review to recon.


Thanks they said they would get back to me in 3-5 business days from exec office. 

I just dont get how they would even deny me today I was approved for Amex and I just got an offer in mail for Disocver IT invite and I was approved as well. Given all my history I'm beyond confused, aren't all these other cards I have better than Cap1 anyway and harder to get? What gives with these people?

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 11 of 16
Creditaddict
Legendary Contributor

Re: Declined for Quicksilver what to do?

Capital ones automated computer system must have been sick... A human will fix this and approve you I bet!

Message 12 of 16
ForMyBiz
Frequent Contributor

Re: Declined for Quicksilver what to do?

sounds like a glitch, surely they'll get it sorted for you.  It is definitley odd though.

Message 13 of 16
Legions36
Frequent Contributor

Re: Declined for Quicksilver what to do?


@Creditaddict wrote:

Capital ones automated computer system must have been sick... A human will fix this and approve you I bet!


So 2 days later I get a message on my voicemail from exec office saying i'm approved for the quicksilver. I'm happy now. I'm also so glad I just checked my voicemail because I just got a prequal offer in the mail from cap1 for a GM mastercard, it does have alot to offer no interest for a year and points towards a car but i have the quicksilver card so no need.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 14 of 16
chwebb1
Established Contributor

Re: Declined for Quicksilver what to do?

Congrats on your approval.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 15 of 16
myjourney
Super Contributor

Re: Declined for Quicksilver what to do?

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 16 of 16
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