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Can someone post a good definition of the term "Credit Card Underwriting"? I have a general sense of what "underwriting" is but would like a more "official" definition, if you may.
underwriting=lending standards....
that's the easiest, best way to describe.
so like...
credit cards have lending standards which are included in their underwriting
Some of the standards are in stone and others not
exactly!
spec credit cards have spec standards.... such as FICOs, DTI, income, uhhh... existing accounts... util... aaoa... that's why everyone worries so much about those specifc things lol