Definitive Citi Credit Analyst Minimum Years for CLI & New Account Open After BK on CR...

[Andy77]

So, I got confirmation from two Citi analystys that if you have a Citi account and try and get a CLI with a BK on your CR, you WILL get denied for the CLI unless your BK is at least 7 yrs old or older.

Same thing for a new card...they won't approve you for a new card until your BK hits 7 yrs....

Now I know there are exceptions to every rule and if there are people out there that got a CLI or new card with their BK under 7 yrs, I would like ot know...

Thanks and hope this info helps some people

[pizzadude]

Moving to Credit Cards forum

[juggalo9er]

They offer nothing with my spending that makes me even want one of their cards

[haiti222]

Only got store cards from them with the bk7 less than 7 years old. Limits were low, but with some potential to raise them with CLI requests.