Dell Financial credit line increase

[ngerasimatos]

Does dfs give out credit line increases? Have a recent account with them but the line is small, 2k. I want to get a cli so I can buy a new gaming system.

[Wolf3]

I recently bought a camera from them.   They reopened my account with a CL larger than the purchase.  

I think making the purchase first may work better.

[ngerasimatos]

How can I make the purchase first if I want the higher credit line to complete the actual purchase?

[Wolf3]

Tell them you want to charge it to your account.  The credit department will review it and give you an answer.   They lose the sale if they don't approve it.

[Gibran]

Speaking of Dell..I was going to get a computer my daughter who's going away to college, can either one of you give me insight as to their credit requirements for approval? FICO scores, what they don't like to see on CR's, what they like to see, etc...Any insight would be helpful..Thanks

[911gt34life]

my is 6500 but i start at 1500 when up to 6500.

[ngerasimatos]

Web Bank seems to be very laid back, to be honest. I was initially aproved when my scores were much lower and util was 25%. Hence why I want a recon for a higher CL..

[Woolfman]

i actually have had good responses when calling them . I got them to give me a CLI and lower the interest before i made my last purchase through them .

[ngerasimatos]

Did they do a hard it soft pull?

[Woolfman]

soft pull . but honestly if your looking for a gaming system . go to the dell outlet website . save yourself a bunch of money and still get a kickin system. Thats what i did i saved about 800 bucks . same warranty . same everything . Mine just had a problem of some type for the first person who bought it . I have had zero issues with it and couldnt be happier.