Reply
Regular Contributor
CJ3
Posts: 170
Registered: ‎06-03-2013
0

Delta SkyMiles

I have a quick question for those with an AMEX Card. I was approved for a Delta SkyMiles Card in Nov. I did a pc last week. How long do I or should I wait to reapply for aother Delta SkyMiles Card? Does Amex have any restrictions with reapplying?

Starting Scores for 2014: EX 689 EQ 686 TU 667 (1/1/14)
Current Scores: EX 689 EQ 692 TU 689 (1/30/14)
Goal Score: 700+ Gardening Until 1/1/16
In My Wallet: NFCU CLOC $8K | NFCU cashRewards $7.5K | Amex Hilton Honors $4k | Macy's $3.3K | Amex PRG $3K | NFCU Platinum $2.5K | Bloomingdale's $2K | Cap 1 Spark $1.5K | Barclaycard $1.3K | CFNA $1.2K | Wal-Mart $1.2K | Amazon $1.2K | Amex BCE $1K | Cap 1 QS $1K | Cap 1 QS $1K | CareCredit $1K
Moderator
09Lexie
Posts: 25,097
Registered: ‎09-13-2012
0

Re: Delta SkyMiles


CJ3 wrote:

I have a quick question for those with an AMEX Card. I was approved for a Delta SkyMiles Card in Nov. I did a pc last week. How long do I or should I wait to reapply for aother Delta SkyMiles Card? Does Amex have any restrictions with reapplying?


You can apply anytime you like - you just will not receive the bonus if you've had a cc within the past 12 mos

Frequent Contributor
OptimalCS
Posts: 405
Registered: ‎07-31-2010
0

Re: Delta SkyMiles

Correct

CARDS.jpg

Established Contributor
scenery_guy
Posts: 957
Registered: ‎07-24-2012
0

Re: Delta SkyMiles

There are no rules that say you can't have a personal and a business version at the same time. I understand you PD'c the personal and agree that means no new personal Delta card for at least 12 months (13 to be safe) but a business version is fair game. 

 

I am not advocating lying to get the business version, just pointing out that to qualify you don't need a full fledged business with employees and all of that other stuff. Perhaps you sell stuff on eBay or Esty? Go to markets and sell crafts or other stuff? Do side jobs at home? It can be a "concept" and a new business and you can use your SSN for the application - just be ready to explain what you do an be honest about your low sales figures. It's another HP but if you are in well with AMEX it's a distinct possibility to get a business version. 

Regular Contributor
CJ3
Posts: 170
Registered: ‎06-03-2013
0

Re: Delta SkyMiles

[ Edited ]

scenery_guy wrote:

There are no rules that say you can't have a personal and a business version at the same time. I understand you PD'c the personal and agree that means no new personal Delta card for at least 12 months (13 to be safe) but a business version is fair game. 

 

I am not advocating lying to get the business version, just pointing out that to qualify you don't need a full fledged business with employees and all of that other stuff. Perhaps you sell stuff on eBay or Esty? Go to markets and sell crafts or other stuff? Do side jobs at home? It can be a "concept" and a new business and you can use your SSN for the application - just be ready to explain what you do an be honest about your low sales figures. It's another HP but if you are in well with AMEX it's a distinct possibility to get a business version. 


I wouldn't have to lie, because I own a Personal Training Business. So I will apply for a business version. Is the criteria the same as the personal card? 

 

I only have have to wait to reapply for a personal card, if I want the bonus miles, correct?

Starting Scores for 2014: EX 689 EQ 686 TU 667 (1/1/14)
Current Scores: EX 689 EQ 692 TU 689 (1/30/14)
Goal Score: 700+ Gardening Until 1/1/16
In My Wallet: NFCU CLOC $8K | NFCU cashRewards $7.5K | Amex Hilton Honors $4k | Macy's $3.3K | Amex PRG $3K | NFCU Platinum $2.5K | Bloomingdale's $2K | Cap 1 Spark $1.5K | Barclaycard $1.3K | CFNA $1.2K | Wal-Mart $1.2K | Amazon $1.2K | Amex BCE $1K | Cap 1 QS $1K | Cap 1 QS $1K | CareCredit $1K
Frequent Contributor
Blackrv7
Posts: 399
Registered: ‎11-13-2013
0

Re: Delta SkyMiles

[ Edited ]

I have both a business gold and personal Delta SkyMiles.  I used a promotional code when I applied for the business card and received 50K points with $2K spending in the first 3 months.  The points are transferable.  When you apply for the business card they ask you about your business and gross yearly receipts.  I own a CPA practice and just checked my pre approval amount on the website, it was approved for much more than my firms yearly gross receipts divided by 12.  I realize the approval amount can change based on spending but I am yet to hit the limit.

 

I applied for the business card first then the skymiles card, both on the same day...actually within minutes of each other,  and received the bonus on both cards......30K on the personal, 50K on the business.

 

Love the card for business!!


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+