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Denied AMEX Green - then Zync 'cancelled'

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CaptKirk
Established Member

Denied AMEX Green - then Zync 'cancelled'

I am stil rebuilding with a EQ FICO of 677. I have five revolvers CCs with a total CL of $6700 (although USAA Visa with $4k is just week old). I have zero debt, but short time with credit and a couple of tax liens in the last decade. No BK.

 

After getting approved for the USAA card I thought i would go for an AMEX Green, but got denied (havent got snailmail yet explaining). So I tried for Zync and it instantly came back with 'cancelled'.

 

Am I right in assuming that AMEX "cancels" any application after you get denied? Is there a time limit when can reapply? Is it worth the chance of another hard inquiry in a couple of months?

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CK_Charles_Lover
Regular Contributor

Re: Denied AMEX Green - then Zync 'cancelled'

Yes, you can not apply for another card for 30 days with amex once you are denied! Always better to start zync then wait close to a year and apply for the other cards.

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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