05-29-2008 11:22 AM
05-29-2008 11:24 AM
Hmmm, maybe i'll hold off apping w/citi as my EQ's about 40 pts lower and I do have some new accts (3 in the past 2 mos.). How many new accts and inqs did you have? Were # of inqs/new accts the only reasons for denial? Did you try whogavemecredit to see what other kind of cards are good- BA, maybe?
05-29-2008 12:04 PM
scramblingin2007 wrote:I just app'd for citi and it said: further processing is required and I will be notified within 30 days... Is this a denial? Should I call them now????
05-29-2008 12:59 PM - edited 05-29-2008 01:00 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.