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Denied By CITI!

Senior Contributor

Re: Denied By CITI!



gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.



That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.
Message 11 of 25
Established Contributor

Re: Denied By CITI!

I just called and I was denied for too many inqs(4 including theirs) and my tu score was not high enough(654). Tu is my lowest so I'm pretty bummed now.
Message 12 of 25
New Contributor

Re: Denied By CITI!



scramblingin2007 wrote:
I just called and I was denied for too many inqs(4 including theirs) and my tu score was not high enough(654). Tu is my lowest so I'm pretty bummed now.



Dont sweat it look at it like this theres alway later-on! Maybe you were not approved today but theres always a later on (yeah I know easier said than done but wait it out a little while)
I'm better than blessed!
Message 13 of 25
Established Contributor

Re: Denied By CITI!



ccats704 wrote:


scramblingin2007 wrote:
I just called and I was denied for too many inqs(4 including theirs) and my tu score was not high enough(654). Tu is my lowest so I'm pretty bummed now.



Dont sweat it look at it like this theres alway later-on! Maybe you were not approved today but theres always a later on (yeah I know easier said than done but wait it out a little while)


True, but I hold grudges so I won't ever app with them again. Mabey it's a good thing I didn't get it, now I won't lose a year on my credit age...12!
Message 14 of 25
Moderator Emeritus

Re: Denied By CITI!



smallfry wrote:


gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.



That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.

All in the last 6 months?

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 15 of 25
Senior Contributor

Re: Denied By CITI!


cheddar wrote:

smallfry wrote:

gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.

That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.
All in the last 6 months?

Last 6 months? No. I only had 1 in the last six months 10 over the course of 25 months.

Message Edited by smallfry on 05-29-2008 04:46 PM
Message 16 of 25
Moderator Emeritus

Re: Denied By CITI!



smallfry wrote:

cheddar wrote:

smallfry wrote:

gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.

That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.
All in the last 6 months?

Last 6 months? No. I only had 1 in the last six months 10 over the course of 25 months.


Ah, I believe the post above said it was an automatic denial if you have more than 3 in the last 6 months.

 


Message Edited by cheddar on 05-29-2008 01:49 PM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 17 of 25
Senior Contributor

Re: Denied By CITI!

Well Cheddar I am subject to senior moments from time to time at this stage of life. Smiley Happy Still 3 in 6 months seems like they were looking for a reason to decline. That's not really a lot of inqs in this day and age.
Message 18 of 25
Frequent Contributor

Re: Denied By CITI!

Denied for the same BS 2 my Inqs only 3 on mine EQ pulled w/682 score!!!! told mt they hold app for 90 days so i can recon whatever!!!!!!!!!! Chase lovessssssss me!!!!!!!!!!Smiley Tongue
~EveryThing Is Within REach~FICO FORUM roCKs.....
Message 19 of 25
Moderator Emeritus

Re: Denied By CITI!



smallfry wrote:
Well Cheddar I am subject to senior moments from time to time at this stage of life. Smiley Happy Still 3 in 6 months seems like they were looking for a reason to decline. That's not really a lot of inqs in this day and age.

Agreed! (About the INQs comment, not the senior comment. Smiley Wink )

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 20 of 25