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Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007
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Re: Denied By CITI!



gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.



That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.
Established Contributor
Posts: 749
Registered: ‎08-19-2007
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Re: Denied By CITI!

I just called and I was denied for too many inqs(4 including theirs) and my tu score was not high enough(654). Tu is my lowest so I'm pretty bummed now.
New Contributor
Posts: 105
Registered: ‎05-15-2008
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Re: Denied By CITI!



scramblingin2007 wrote:
I just called and I was denied for too many inqs(4 including theirs) and my tu score was not high enough(654). Tu is my lowest so I'm pretty bummed now.



Dont sweat it look at it like this theres alway later-on! Maybe you were not approved today but theres always a later on (yeah I know easier said than done but wait it out a little while)
I'm better than blessed!
Established Contributor
Posts: 749
Registered: ‎08-19-2007
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Re: Denied By CITI!



ccats704 wrote:


scramblingin2007 wrote:
I just called and I was denied for too many inqs(4 including theirs) and my tu score was not high enough(654). Tu is my lowest so I'm pretty bummed now.



Dont sweat it look at it like this theres alway later-on! Maybe you were not approved today but theres always a later on (yeah I know easier said than done but wait it out a little while)


True, but I hold grudges so I won't ever app with them again. Mabey it's a good thing I didn't get it, now I won't lose a year on my credit age...12!
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Denied By CITI!



smallfry wrote:


gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.



That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.

All in the last 6 months?

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007
0

Re: Denied By CITI!

[ Edited ]

cheddar wrote:

smallfry wrote:

gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.

That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.
All in the last 6 months?

Last 6 months? No. I only had 1 in the last six months 10 over the course of 25 months.

Message Edited by smallfry on 05-29-2008 04:46 PM
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Denied By CITI!

[ Edited ]


smallfry wrote:

cheddar wrote:

smallfry wrote:

gNaRKiLL wrote:
I have 17 inqs, and the majority of them were from when I apped for a car. She told me more than 3 was an instant denial for a 6 month period I believe.

That's bs. I had 10 inqs. showing on EX when I got my last approval a few weeks ago.
All in the last 6 months?

Last 6 months? No. I only had 1 in the last six months 10 over the course of 25 months.


Ah, I believe the post above said it was an automatic denial if you have more than 3 in the last 6 months.

 


Message Edited by cheddar on 05-29-2008 01:49 PM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007
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Re: Denied By CITI!

Well Cheddar I am subject to senior moments from time to time at this stage of life. Smiley Happy Still 3 in 6 months seems like they were looking for a reason to decline. That's not really a lot of inqs in this day and age.
Frequent Contributor
Posts: 366
Registered: ‎12-20-2007
0

Re: Denied By CITI!

Denied for the same BS 2 my Inqs only 3 on mine EQ pulled w/682 score!!!! told mt they hold app for 90 days so i can recon whatever!!!!!!!!!! Chase lovessssssss me!!!!!!!!!!Smiley Tongue
~EveryThing Is Within REach~FICO FORUM roCKs.....
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Denied By CITI!



smallfry wrote:
Well Cheddar I am subject to senior moments from time to time at this stage of life. Smiley Happy Still 3 in 6 months seems like they were looking for a reason to decline. That's not really a lot of inqs in this day and age.

Agreed! (About the INQs comment, not the senior comment. Smiley Wink )

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )

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