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Denied CLI Citi Thank You Pref

New Contributor

Denied CLI Citi Thank You Pref

Denied CLI Citi TYP for high utilization 23%.  Currentl CL 10,400, Pulled EQ 747, zero inq.

Used online form and didn't talk to analyst.  Last CLI about 7 months ago.

No big deal.  Balance about 1k.  Will pay off before statement cuts.  Not much use on card.  Primary card is CSP and United Explorer.

Message 1 of 5
4 REPLIES
Frequent Contributor

Re: Denied CLI Citi Thank You Pref

I'm sorry about the denial... Do you know if they HP your report (s) ?
Message 2 of 5
New Contributor

Re: Denied CLI Citi Thank You Pref

Yes. Pulled EQ. Fico 747.
Message 3 of 5
Mega Contributor

Re: Denied CLI Citi Thank You Pref


hammertime wrote:

Denied CLI Citi TYP for high utilization 23%.  Currentl CL 10,400, Pulled EQ 747, zero inq.

Used online form and didn't talk to analyst.  Last CLI about 7 months ago.

No big deal.  Balance about 1k.  Will pay off before statement cuts.  Not much use on card.  Primary card is CSP and United Explorer.


Sorry to hear Smiley Sad

 

I would call and see if you can recon it, doubtful but its worth a shot since you took the HP!




EQ FICO 548 3/3/16
Message 4 of 5
New Contributor

Re: Denied CLI Citi Thank You Pref

Recon is a futile effort with Citi. They want you to send them copy of credit report. Will sock drawer but keep open.
Message 5 of 5