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New Contributor
Posts: 59
Registered: ‎03-30-2010
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Denied CLI Citi Thank You Pref

Denied CLI Citi TYP for high utilization 23%.  Currentl CL 10,400, Pulled EQ 747, zero inq.

Used online form and didn't talk to analyst.  Last CLI about 7 months ago.

No big deal.  Balance about 1k.  Will pay off before statement cuts.  Not much use on card.  Primary card is CSP and United Explorer.

Frequent Contributor
Posts: 417
Registered: ‎02-04-2013
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Re: Denied CLI Citi Thank You Pref

[ Edited ]
I'm sorry about the denial... Do you know if they HP your report (s) ?
New Contributor
Posts: 59
Registered: ‎03-30-2010
0

Re: Denied CLI Citi Thank You Pref

Yes. Pulled EQ. Fico 747.
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Denied CLI Citi Thank You Pref


hammertime wrote:

Denied CLI Citi TYP for high utilization 23%.  Currentl CL 10,400, Pulled EQ 747, zero inq.

Used online form and didn't talk to analyst.  Last CLI about 7 months ago.

No big deal.  Balance about 1k.  Will pay off before statement cuts.  Not much use on card.  Primary card is CSP and United Explorer.


Sorry to hear Smiley Sad

 

I would call and see if you can recon it, doubtful but its worth a shot since you took the HP!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
Posts: 59
Registered: ‎03-30-2010
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Re: Denied CLI Citi Thank You Pref

Recon is a futile effort with Citi. They want you to send them copy of credit report. Will sock drawer but keep open.
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