I hate the waiting to find out why..the Amazon backdoor (GE), was of no help..just said I'd get a letter in 7-10 days why. Although he did say that sometimes new loans could deny it (but our refinances wouldn't show THAT quick, would they??) I forgot to ask what credit report they pulled. Care credit was also a no-go, too. Haven't had time to call the care credit # yet to find out why.
Discover pulled EQ, as did USAA (twice - one for refinance x 2 and the usaa visa). Walmart, Discover and USAA were approved yesterday, Care credit and Amazon store card weren't. Kinda miffs me off, haha. I was wanting a 5 for 5!!! Hubby was 2 for 2 - Walmart and Chase Freedom, so he's happy.
On a side note, added 3 inq's to my EQ report, and it only dropped 2 points 
Got the FICO scorewatch today. I imagine it'll tank though, once the new accounts report 
I'm thinking maybe Amazon and Care Credit pulled EQ, and those new inquiries scared them off..
Do I still have any hope of getting the two I was denied for? I could actually use care credit, as my teeth are total crap (break when I eat toast, not kidding.), and I spend a fair amount of money and time at the dentist office.
Starting Score: 492 02/12
Last baddies were Roomstore & Helzberg CO from 2009 (tough pregnancy kicked my butt, and we couldn't keep everything on a police officer's salary!), but they've both been paid.
I can do without Amazon..still don't know why I apped for that one..probably riding the high of my USAA and Discover cards I do want that Care Credit, though..
JPersat wrote:I hate the waiting to find out why..the Amazon backdoor (GE), was of no help..just said I'd get a letter in 7-10 days why. Although he did say that sometimes new loans could deny it (but our refinances wouldn't show THAT quick, would they??) I forgot to ask what credit report they pulled. Care credit was also a no-go, too. Haven't had time to call the care credit # yet to find out why.
Discover pulled EQ, as did USAA (twice - one for refinance x 2 and the usaa visa). Walmart, Discover and USAA were approved yesterday, Care credit and Amazon store card weren't. Kinda miffs me off, haha. I was wanting a 5 for 5!!! Hubby was 2 for 2 - Walmart and Chase Freedom, so he's happy.
On a side note, added 3 inq's to my EQ report, and it only dropped 2 points
Do I still have any hope of getting the two I was denied for? I could actually use care credit, as my teeth are total crap (break when I eat toast, not kidding.), and I spend a fair amount of money and time at the dentist office.
GE usually pulls TU.
I also applied for the amazon and I'm still waiting to hear back from them.
On the bright side: About 2 week ago I applied for a Lowe's also from GE and was given the same message.
But today I got an alert from the scorewatch that my new account from Lowe's was reporting
Ugh, I know that feeling. I applied for the Lowe's after I got approved for Walmart, JCP and Gap thinking it was going
to be an instant approval.
We just got to wait and see. Meanwhile hope for the best.
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