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Denied GE Card can i recon?

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Anonymous
Not applicable

Denied GE Card can i recon?

 i applied and was denied can i recon I have no inquires scores are good any numbers any body have luck ?

Message 1 of 5
4 REPLIES 4
chalupaman
Super Contributor

Re: Denied GE Card can i recon?

Which GE card was it and what were your scores and amount of credit history, utilization, average age of accounts, etc. when you applied? I think that might be helpful to know.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 5
TheGardner
Valued Contributor

Re: Denied GE Card can i recon?

From what I have read they can not overturn automated denials. When you get the denial letter review it then try a letter to EO? Might be worth a shot nothing to lose.

What card was it?
If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 3 of 5
coldnmn
Mega Contributor

Re: Denied GE Card can i recon?


@TheGardner wrote:
From what I have read they can not overturn automated denials. When you get the denial letter review it then try a letter to EO? Might be worth a shot nothing to lose.

What card was it?

+1 chances are slim to none.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 5
Anonymous
Not applicable

Re: Denied GE Card can i recon?

lord and taylor was the store i did it online

Message 5 of 5
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