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New Member
Gettingitright22
Posts: 8
Registered: ‎04-10-2013

Denied TRU CC, store card?

I was denied the ToysRus credit card but they did not say wether I was denied the store card too? I assume so.

Would I have recieved an email stating otherwise?

New Member
specsnow
Posts: 17
Registered: ‎05-15-2013

Re: Denied TRU CC, store card?

More likely a letter than an email. It's doubtful though if it didn't offer it right away (I assume you applied online). I'm not sure which bank backs that card, but I would find out and call the backdoor number. You don't have anything to lose.

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Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Denied TRU CC, store card?


Gettingitright22 wrote:

I was denied the ToysRus credit card but they did not say wether I was denied the store card too? I assume so.

Would I have recieved an email stating otherwise?


This is a GE backed card if i'm not mistaken and you should try to recon since you have taken the HP already check the backdoor number and give them a call.

Good luck and let us know the outcome

"Intelligence plus character--that is the goal of true education"
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Denied TRU CC, store card?


myjourney wrote:

Gettingitright22 wrote:

I was denied the ToysRus credit card but they did not say wether I was denied the store card too? I assume so.

Would I have recieved an email stating otherwise?


This is a GE backed card if i'm not mistaken and you should try to recon since you have taken the HP already check the backdoor number and give them a call.

Good luck and let us know the outcome


GE is hard on recon but good luck!!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Regular Contributor
scarzy
Posts: 225
Registered: ‎04-08-2008

Re: Denied TRU CC, store card?

GE don't send snail mail as often. Your denial reason(s) will be via email if you gave it to them!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: Denied TRU CC, store card?


Gettingitright22 wrote:

I was denied the ToysRus credit card but they did not say wether I was denied the store card too? I assume so.

Would I have recieved an email stating otherwise?


You should definitely recon, since it's a GECRB card. Good luck to you.

 photo Logo-CreditCardCollection_zps46f2f9f7.jpgWmart (TU): 809, Disc it (TU): 809, CKarma (TU): 772, AmEx (EX): 755, CSesame (EX): 727, Quizz (EQ): 783, myFICO (EQ): 770.
Oldest: AmEx: 26Y-5M, AAoA: 7Y-6M, Utl: 2.73%, 12/24 Inq: 6/16, Income: $104k, Garden: 06/16/2014. Updated 07/23/2014.
Established Member
bltrrt
Posts: 12
Registered: ‎05-15-2012

Re: Denied TRU CC, store card?

Yesit is denial for both it would tell you which one you were approved for if you were. i use to work at one

Starting 05/15/12: FICO EQ 663
Current score: 1/2013 EQ 718, EXP 683
Goal : 700...now 750,mortgage someday

In my wallet: Amex SPG $2k, Citi thank you $2k, Toys R Us mastercard $2k, Capital one cash rewards$1500, Lowes $1200, Old navy $800, Children's place $800, JCP $1350, New york and company $200, Bank of America cash rewards $5000, Chase Disney Visa $1600, Citi simplicity $1500, Southwest visa $4500, Kohl's $ 500, Dillard's $300, Macy's $800

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