Well, I had a banner night. Got denied by India Credit Solutions on a CLI for my Walmart Discover(Talked to 3 different reps, including a Supervisor) and then I doubled down on the Craps Table and fell for the Pre Selected Barclays Scam on the Arrival. got the 7-10 Message, and then checked the status on their link and was 86'ed.
Of course their credit departement is closed tonight. 722 TU FICO score gets me a Denied T shirt LOL!!!
The Silver Lining in this, is that at least my friends here, will realize that Pre Selected at the Barclay's means nothing. Hopefully nobody here will risk a Hard Pull in the future. Many have helped me here on rebuilding, now at least I can pass some advice along to others.
Thanks for the info, sorry about the denial. Did Credit Solutions tell you why you were denied? I was approved by CS two months ago and ready to call them again and go for another increase!
Definitely recon Barclay. They are very good on recon call them from backdoor numbers.
No explanation, just the you will get a letter. The Reps at GE would not even small talk, just looked at their computer and basically tried to get me off the phone. Whatever
I screwed up. Went for the Arrival as I was Pre Selected with the Congrats message. 9 months history with 3 TL's and one Inquiry at Transunion. Walmart Discover is two months old