I applied and was denied for the BBRZMC a week ago. Before that i did the pre-qualify for the Orchard site and it gave me the gold card. Would it be ok to apply for it or no? I read somewhere that HSBC automatically denies all apps that are turned in within 60 days of a previous app, any truth to this at all? I currently only have a secured 200 dollar orchard card, and a cap one card (that still isnt reporting). I wanted to get some new positive trade lines and get the AAoA and inqury hits out of the way as far as my score dropping because im expecting a baby in June and would like to have much better credit before then (currently CK 625).
