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It is exactly for what I applied for, the cap1 platinum, in which I was denied a few days ago.
They said I earned the offer and I was prescreened.
But, it does not say pre-approved.
Should I give them a call and ask if I am preapproved or should I just go ahead and go to the site it says and fill out my info.
No way am I giving up another credit pull to them though.
And remember, they pull from all 3 CRA's.
I would consider waiting a few months and then checking out their pre-approval website. If you're not pre-approved at that point, don't app. Until later. Or never, whichever works better for you.
@cajunboy2208 wrote:It is exactly for what I applied for, the cap1 platinum, in which I was denied a few days ago.
They said I earned the offer and I was prescreened.
But, it does not say pre-approved.
Should I give them a call and ask if I am preapproved or should I just go ahead and go to the site it says and fill out my info.
No way am I giving up another credit pull to them though.
Actually, even if you are "pre-approved' they can deny the card. That is always spelled out in the fine print.
I am not sure but I think I have seen people say on here that sometimes Cap One pulls from all 3 Credit Bureaus
cajunboy2208 wrote:It is exactly for what I applied for, the cap1 platinum, in which I was denied a few days ago.
They said I earned the offer and I was prescreened.
But, it does not say pre-approved.
Should I give them a call and ask if I am preapproved or should I just go ahead and go to the site it says and fill out my info.
No way am I giving up another credit pull to them though.
If you apply again they will deny you again i think there is a 90 day period between application.
Thank you all for the info.
Guess I'll try some other time...
Did they give you a reason for the decline?
Have you called them for a recon?