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Denied for Care Credit

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JaneCaitlin
New Member

Denied for Care Credit

Both my mother and father were denied Care Credit. They were trying to get it because I have a cosmetic issue... and we thought this was the way to go. My mothers credit score is 652 and my fathers was.. well in the 400's. Does anyone know anything else we can do? Maybe something easier to get approval from? Thanks.

 

By the way the plastic surgeon we talked to gave the price of 6500.

Message 1 of 3
2 REPLIES 2
TRC_WA
Senior Contributor

Re: Denied for Care Credit

What's your score?

 

I got a Care Credit account about 8 months ago... requestrd $7500 with a score around 635 (they pull TransUnion) and was approved.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 2 of 3
JaneCaitlin
New Member

Re: Denied for Care Credit

Well I'm underage Smiley Sad  That's why I'm having to rely on my parents. I'm17.

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