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Denied for Chase Sapphire

New Member

Denied for Chase Sapphire

I was denied for too little income (21K). The letter doesn't mention a recon line, but that's still an option right? Do I stand a chance of changing their minds if I was dinged for this reason? What's the best way to proceed? TYIA :-)

23 REPLIES
Valued Contributor

Re: Denied for Chase Sapphire


evergreenforest wrote:

I was denied for too little income (21K). The letter doesn't mention a recon line, but that's still an option right? Do I stand a chance of changing their minds if I was dinged for this reason? What's the best way to proceed? TYIA :-)


With an income that low, you won't be approved recon or not. It's well below the minimum required for that card.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor

Re: Denied for Chase Sapphire

Sorry OP. Smiley Sad

Valued Contributor

Re: Denied for Chase Sapphire


CreditScholar wrote:

evergreenforest wrote:

I was denied for too little income (21K). The letter doesn't mention a recon line, but that's still an option right? Do I stand a chance of changing their minds if I was dinged for this reason? What's the best way to proceed? TYIA :-)


With an income that low, you won't be approved recon or not. It's well below the minimum required for that card.


Out of curiosity what is the minimum income required for this card?

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Valued Contributor

Re: Denied for Chase Sapphire


notfancy wrote:

CreditScholar wrote:

evergreenforest wrote:

I was denied for too little income (21K). The letter doesn't mention a recon line, but that's still an option right? Do I stand a chance of changing their minds if I was dinged for this reason? What's the best way to proceed? TYIA :-)


With an income that low, you won't be approved recon or not. It's well below the minimum required for that card.


Out of curiosity what is the minimum income required for this card?


I'm pretty sure it's 35k, which frankly isn't that much. The card was originally designed for people earning over 125k, but Chase has obviously loosened that quite a bit since then for several reasons.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
New Member

Re: Denied for Chase Sapphire


CreditScholar wrote:

evergreenforest wrote:

I was denied for too little income (21K). The letter doesn't mention a recon line, but that's still an option right? Do I stand a chance of changing their minds if I was dinged for this reason? What's the best way to proceed? TYIA :-)


With an income that low, you won't be approved recon or not. It's well below the minimum required for that card.


That's what I figured. Is there a list or thread somewhere with a compilation of minmum incomes? I'd like to know for other cards so I don' t have this issue next time.

Member

Re: Denied for Chase Sapphire

As previous member said, that he believes it is $35k a year for this card is not true. I received my card with a $5,000 limit with an annual income of $28,000

Member

Re: Denied for Chase Sapphire

Also, if you call to recon, my friend did the same and then got approved 

Valued Contributor

Re: Denied for Chase Sapphire

Definitely call to recon ... worth a shot. Good luck!
Moderator

Re: Denied for Chase Sapphire