Reply
Member
Posts: 9
Registered: ‎12-21-2013
0

Re: Denied for Chase Sapphire

Hmm I would definately Recon. I applied for Chase Sapphire a couple months ago and was instantly approved with a 657 Experian Fico, I only put down that I had a 26k annual income so I don't believe the minimum annual income you must have is 27k ( going off of what other people have said). I was approved for 5k, which is the minimum CL for that card. Good Luck to you!

New Member
Posts: 11
Registered: ‎02-19-2014
0

Re: Denied for Chase Sapphire

Just the regular, not the preferred.

 

Credit profile: I am between 21 and 24, had a 730 TU on the day of my apps according the Baclaycard approval letter and 748 Experican according to the Amex letter the same day. I've had a nonrewards Visa from my credit union with a $750 limit for about four years, a Quicksilver for about a year and a half with a $750 limit (upgraded from the Journey about a month ago), a Discover it Student with $2K limit for two months and an Amex BlueSky with $3K limit for a bit more than a year and a half. I'll make about $21K this year. Amex BCP with a $5,400 limit and Barclaycard Arrival $3K limit, both approved 2/21. If it would be worth mentioning in a recon, I'll be attending Harvard law school this fall.

 

Adding a question, I was denied for the Citi Dividend Visa the same day for too many inquiries. What's the best way to fight that on a recon?

Frequent Contributor
Posts: 355
Registered: ‎02-25-2014
0

Re: Denied for Chase Sapphire


evergreenforest wrote:

Just the regular, not the preferred.

 

Credit profile: I am between 21 and 24, had a 730 TU on the day of my apps according the Baclaycard approval letter and 748 Experican according to the Amex letter the same day. I've had a nonrewards Visa from my credit union with a $750 limit for about four years, a Quicksilver for about a year and a half with a $750 limit (upgraded from the Journey about a month ago), a Discover it Student with $2K limit for two months and an Amex BlueSky with $3K limit for a bit more than a year and a half. I'll make about $21K this year. Amex BCP with a $5,400 limit and Barclaycard Arrival $3K limit, both approved 2/21. If it would be worth mentioning in a recon, I'll be attending Harvard law school this fall.

 

Adding a question, I was denied for the Citi Dividend Visa the same day for too many inquiries. What's the best way to fight that on a recon?


Congrats!!

New Member
Posts: 11
Registered: ‎02-19-2014
0

Re: Denied for Chase Sapphire

[ Edited ]

subwaysandwich wrote:

evergreenforest wrote:

Just the regular, not the preferred.

 

Credit profile: I am between 21 and 24, had a 730 TU on the day of my apps according the Baclaycard approval letter and 748 Experican according to the Amex letter the same day. I've had a nonrewards Visa from my credit union with a $750 limit for about four years, a Quicksilver for about a year and a half with a $750 limit (upgraded from the Journey about a month ago), a Discover it Student with $2K limit for two months and an Amex BlueSky with $3K limit for a bit more than a year and a half. I'll make about $21K this year. Amex BCP with a $5,400 limit and Barclaycard Arrival $3K limit, both approved 2/21. If it would be worth mentioning in a recon, I'll be attending Harvard law school this fall.

 

Adding a question, I was denied for the Citi Dividend Visa the same day for too many inquiries. What's the best way to fight that on a recon?


Congrats!!


Thanks. My father, boomer that he is, thinks it would be a huge thing to mention which is why I brought it up. I'm not as sold as he is, but I thought I'd ask you all. Plus I'm not sure how to just bring it up in a recon.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.