Denied for Discover It Student

[juggalo9er]

look at my signature!!!!!!! take everything in credit with a grain of salt i literally have over 20 inquiries on my tu and barclay has done nothing, then even thanked me for being a loyal customer when i called and spoke to an underwriter. as for the freedom, can not answer that one (edit) i have 24 inquiries

[Anonymous]

I just applied for the discover student credit card, I am in the US Army and go to Univeristy of Phoenix. After applying for the discover student credit card I was denied. I called Discover and they said they could not give me an answer why but that I will recieve a letter in the mail 3 to 5 business days later. I'm furious because i.got credit back on track 4 months ago, every credit report is clean. I have very low balances with my other 2 credit cards "USAA AMEX, and CAPITAL ONE QUICKSILVER". I checked my credit scores with each of the credit bureaus and I have 660 with equifax. 654, experian, and 701 with r
transunion. I do not understand what the complete issue is, I have clean reports no derogatory remarks or collections. To me, I am very well approved the discover it srudent credit card.

[kdm31091]

The Chase Freedom and Discover it are virtually identical cards. No need to have both. Regarding Sallie Mae vs Freedom, Freedoms categories change and Sallie's don't. Sallie is 5 percent on groceries and gas always, which is better than rotating categories that are only sometimes useful IMO. I don't have Freedom but I have Discover IT and this quarter is gas and ground transit. I'll use the gas bonus but ground transit is useless to me.

[Anonymous]

Don't bother with Discover, I applied in June for the student card and they wanted a joint owner. My father signed in order to help me out with credit and got a $500 CL. In the following months I was approved by NFCU and CAP1.  

Now I wanted a CLI from Discover and they told me they needed the joint owner on the line, they HPed BOTH of us and denied the CLI. My father has 770+ scores and absolutely no negatives and they said it was due to my short credit history. I can't even understand that reason since I didn't have ANY history when I applied and was approved

I really hate them because they make you go through stupid hoops to get their way. I plan on just using the card for gas and putting it in the SD since it was my very first card and I don't want to close it.