05-29-2008 03:23 PM
05-29-2008 03:45 PM
Hooters denied me also, and my scores were higher than some who recently got approved. Same w/target, but target eventually approved me. The denial hurt my ego temporarily, but in the grand scheme of things, I think it is ok b/c hooters AF/APRs are insane and it is a subprime cc, so even if I got approved, I probably would’ve fired them in 1-2 yrs anyway…and really, the ‘subprime cc shuffle/musical chairs’ game gets boring after awhile. I have a BA 99/500 which will unsecure and eventually grow w/me, adding a ‘prime’ cc to my portfolio- and I’m trying to p/u some other ‘prime’ ccs (citi secured or unsecured; us bank secured) that will eventually unsecure/give me nice CLs.
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