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Regular Contributor
ncblondie
Posts: 111
Registered: ‎10-01-2007
0

Denied for Hooters

I applied for a Hooters card last week. TU FICO of 727, only baddie was a 3 year old late, no inquiries until theirs. I got the 7-10 day message, which I've heard is a good sign. On previous attempts, I've got a different message, something to the effect of unable to grant your request at this time. Today, I called in to check on the status of my ap and was told it was denied. The CSR wouldn't tell me the reasons over the phone, but did say she'd send a letter.

I don't get it. I've saw people with scores a lot lower than mine getting approved. I don't have a mortgage. I have 4 open never late tradelines.
Valued Contributor
slyhouse08
Posts: 2,340
Registered: ‎04-08-2008
0

Re: Denied for Hooters

I was denied a month ago too TU 594..when I called..all she said was...you'll get a letter in the mail...I just applied again last week...TU 661...no letter yet..but things don't look good...
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Denied for Hooters

Looks like Hooters is tightening their belt due to the recent credit crunch and loan losses.
Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008
0

Re: Denied for Hooters

I was approved with a CL of 500.00  At that time my Trans score was 590. But I do also have a Merrick card. (Merrick is the finance company for Hooters).
Established Contributor
KingAdrock
Posts: 656
Registered: ‎07-17-2007
0

Re: Denied for Hooters

Hooters has been tightening their belt, but your case is a bit surprising. Maybe call for a recon?
New Contributor
ccats704
Posts: 105
Registered: ‎05-15-2008
0

Re: Denied for Hooters



KingAdrock wrote:
 call for a recon?

definitely!
I'm better than blessed!
Epic Contributor
Creditaddict
Posts: 20,877
Registered: ‎10-23-2007
0

Re: Denied for Hooters

with your scores, why even bother with hooters?
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Regular Contributor
ncblondie
Posts: 111
Registered: ‎10-01-2007
0

Re: Denied for Hooters

Creditaddict, because I'm trying to stick with TU pulls for now. My EX and EQ scores are over 100 points lower due to an old chargeoff still showing on them. All the good cards (Citi, Chase, etc) pull EQ or EX where I am.
Valued Contributor
slyhouse08
Posts: 2,340
Registered: ‎04-08-2008
0

Re: Denied for Hooters

What about...Juniper....WaMu...National City...Discover???....
Regular Contributor
ncblondie
Posts: 111
Registered: ‎10-01-2007
0

Re: Denied for Hooters

I have Juniper (Carnival). WaMu pulled EX on me. National City doesn't offer cards in my area according to their website. Discover pulls EX here.

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