Reply
Moderator
Posts: 15,075
Registered: ‎07-14-2009
0

Re: Denied for NM.. what am I doing wrong?


alana20 wrote:

Thank you for your advice!

 

Should I sign up for the quarterly monitoring? Do these pulls hurt my credit score?


Hi there.

 

Pulling your own reports or scores will never hurt you.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Established Contributor
Posts: 526
Registered: ‎04-21-2010
0

Re: Denied for NM.. what am I doing wrong?

From what I have read which is all I could find on this card since I was thinking about it a while back. 3 inqs in previous six months is an instant denial from several people that tried to recon. Im pretty sure they approve with lower scores you just have to have less than 3 inqs on whatever report they pull within 6 months. Which is also the reason I never went for the card. Theres not really any great rewards for the card either. I prefer to use amex when I shop there.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.