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Anyone know the requirements for Overstock.com? They're backed by Omaha...
It was easy approval for my wife when she had less than 1 year of history. Nothing bad and low util. They approved for 5400 and it was the highest limit card, next limit was 3000 on amazon chase.
I have 2 unpaid medical bills on my EX, 1 of the same bills on TU, and nothing on EQ. One bill for 2400 and the other is for 380, both from 2007. I won't pay them because they failed to bill my insurance. I have a history that stretches 12 years (I'm 31) and no negatives since those medical bills in 2007. Just bought a home in Sept and it hit my reports last month. It was the ONLY card on my app spree that I didn't get. I'm sure I will eventually get one... I may try again next year after the new accounts have over 12 months of good payment history...
HMMA MAYBE its the fact that omaha is the issuer. They are stingy when it comes to approvals. Maybe they want to see somewhat good to excellent credit. With no CO nor BK'S nor lates.
good idea^^^^^