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Frequent Contributor
LondonMassey
Posts: 453
Registered: ‎01-03-2012

Re: Denied for an Overstock.com card:

no bankruptcy, no actual LATE payments, but do have 2 medical bills I refuse to pay from 2007, and 3 PAID items from 2006-2007 (including a paid student loan from 2006, ca says opened 2008).
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,178
Registered: ‎10-02-2012

Re: Denied for an Overstock.com card:

yeah well maybe the medical bills are the ones that omaha doesnt like. You can always re-try like you said.


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Frequent Contributor
LondonMassey
Posts: 453
Registered: ‎01-03-2012

Re: Denied for an Overstock.com card:

Omaha can eat me lol
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Denied for an Overstock.com card:

LOLOL!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Contributor
TravisD
Posts: 94
Registered: ‎01-02-2013

Re: Denied for an Overstock.com card:

Makes me want to some Omaha Steaks.
........???................659 (FICO)................659 (TU08) ........
Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012

Re: Denied for an Overstock.com card:

OK is the moral of the story the FNBO is tough to get approval with?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
jsucool76
Posts: 2,769
Registered: ‎12-11-2011

Re: Denied for an Overstock.com card:

Fnbo is a pretty tough cookie. I dont know about their underwritten store cards (like overstock) but their actual bank cards all receive a manual review as opposed to a computer making a decision.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Denied for an Overstock.com card:

Yikes!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012

Re: Denied for an Overstock.com card:


jsucool76 wrote:
Fnbo is a pretty tough cookie. I dont know about their underwritten store cards (like overstock) but their actual bank cards all receive a manual review as opposed to a computer making a decision.

thank you for your reply :smileyhappy:

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+



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