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Denied for an Overstock.com card:

Frequent Contributor

Re: Denied for an Overstock.com card:

no bankruptcy, no actual LATE payments, but do have 2 medical bills I refuse to pay from 2007, and 3 PAID items from 2006-2007 (including a paid student loan from 2006, ca says opened 2008).
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 11 of 19
Senior Contributor

Re: Denied for an Overstock.com card:

yeah well maybe the medical bills are the ones that omaha doesnt like. You can always re-try like you said.

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 12 of 19
Frequent Contributor

Re: Denied for an Overstock.com card:

Omaha can eat me lol
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Message 13 of 19
Valued Contributor

Re: Denied for an Overstock.com card:

LOLOL!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 14 of 19
Contributor

Re: Denied for an Overstock.com card:

Makes me want to some Omaha Steaks.
........???................659 (FICO)................659 (TU08) ........
Message 15 of 19
Frequent Contributor

Re: Denied for an Overstock.com card:

OK is the moral of the story the FNBO is tough to get approval with?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Message 16 of 19
Super Contributor

Re: Denied for an Overstock.com card:

Fnbo is a pretty tough cookie. I dont know about their underwritten store cards (like overstock) but their actual bank cards all receive a manual review as opposed to a computer making a decision.
Message 17 of 19
Valued Contributor

Re: Denied for an Overstock.com card:

Yikes!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 18 of 19
Frequent Contributor

Re: Denied for an Overstock.com card:


jsucool76 wrote:
Fnbo is a pretty tough cookie. I dont know about their underwritten store cards (like overstock) but their actual bank cards all receive a manual review as opposed to a computer making a decision.

thank you for your reply Smiley Happy

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Message 19 of 19