Determined to get a solid CapitalOne upgrade!

[1GaDawg85]

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@ddemari wrote:
Just got a call from the fb team. She looked into my account and saw no offers. But my annual fee is in Oct. And i can calll and have them waive the fee. Blah blah, i know qs1 and qs and pretty much the same but man why cant they just give me the card!

Definitely throwing it in the sock drawer now. I seem to be the only person who cant get facebook team to help me out.

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That's disappointing 

[ddemari]

+1 haha. No clue **bleep** is up with them. But its fine i have good credit, better cards and will just let amex and chase take money instead.

[Broke_Triathlete]

With your scores and time being a client I think they'd be willing to help you out. That is such a bummer. But as you said, there are better cards out there that you should be able to qualify for. Me, on the other hand, at this moment CO is all I got...haha.

[ddemari]

I am thinking it must be something with the underwriting of the card I opened 2 years ago. But then I read and read all these stories of people with the same type of accounts who are able to get pc'd so easily. Its definitely strange to me and I am not holding it againist CapOne, they were there when I needed them. If I really wanted this done, I can email or call the person at EO office's who I dealt with before but ive already wasted a lot of time on this matter. 

I am going to lay low, try back in November and see what they say. 

[Ysettle4]

Capital One does not do a product change/upgrade for cards that are out of category. The QS MC is an "average" credit card and the QS Visa is an "execellent" card. They won't allow you to upgrade this way. Now, if you have a Venture Card then you can PC to a QS Visa because that is considered a lateral move in product.

[ddemari]

What you are saying makes sense. But there are so many people on here that have upgraded. I think its a YMNV thing

[Anonymous]

The way i see it, a Journey Visa Card is much better than a QuickSilverOne MasterCard and BOTH have the same FAIR Credit requirements...........The Journey has NO Annual fee and gives you up to 1.25% Cashback you don't have to be a Student to get it, The QuickSilverOne does give you 1.5% Cashback but because they charge $39 Annual fee then you get less money net, a $39 a year fee equals to $3.25 each month just to have the QS1 Card, Even if you were to get let's say $5 Cashback in a month then that's just $1.75 net you are getting because again the QS1 cost you $39 a year and that equals to $3.25 a month...

[Anonymous]

@Ysettle4, i had a Journey Visa Card only for 2 months and i called and CapOne Product Changed the Journey Visa to a Quicksilver Visa........i guess they were able to do it because both Cards are Visa, Even though the Journey Visa is just an Average Card...

[ddemari]

You guys are going to think I am bipolar. So I log into capitalone site to pay my bill, I can't help myself but check the check for card offers tab. Never once has there been an offer for me. So I do it tonight after spending all day annoyed cap1 won't pc my old platinum MC's with annual fee qs1 rewards.

Tonight, for the first time ever... Congratulation, you are prequalifed for VentureOne, QuickSilver and Platinum Prestige. 

I couldnt help myself! I apped for Quicksilver, instant 3k approval. I reallly did not need to take those 3 hard pulls right now but oh well. I manage my credit very well.

I was hoping for a 5k approval and signature. Anyone think I can recon this department and see if they will give me 5k? I know cap1 does not reallocate credit lines, but if I tell them through backdoor I would close an account? Would that maybe help? 

[Anonymous]

Congrats on that $3K approval