Did I Get Denied OR Approved???

[dodgeball]

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@Ron1 wrote:

UPDATE:

I finally got my denial letter from them. The reason were: too many inquiries, too many revolving accounts, payment due amounts are too high on revolving accounts. I didn't see any negative.  it might be the account balances are too high because I paid the tuition fees and hoilday spending. I paid it full last month. It didn't update until earlier this month. I just email Cap One EO to recon my application. I gave them the application no on the email. Hopefully I will get a call from them soon.

The EQ score was 747. (range: 300-850).

Ron.

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I just got a call from the EO office about reconing a denial for the Venture one hopefully we both have some good luck with the EO office !

[Ron1]

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@dodgeball wrote:

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@Ron1 wrote:

UPDATE:

I finally got my denial letter from them. The reason were: too many inquiries, too many revolving accounts, payment due amounts are too high on revolving accounts. I didn't see any negative.  it might be the account balances are too high because I paid the tuition fees and hoilday spending. I paid it full last month. It didn't update until earlier this month. I just email Cap One EO to recon my application. I gave them the application no on the email. Hopefully I will get a call from them soon.

The EQ score was 747. (range: 300-850).

Ron.

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I just got a call from the EO office about reconing a denial for the Venture one hopefully we both have some good luck with the EO office !

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Did they ask you anything to recon? What did they tell you?  Good Luck to you too.

Ron.

[dodgeball]

Didnt get to speak to them, I was in class and when I was available he left for the day so I am going to call tommorow I will keep you posted Ron

[Ron1]

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@dodgeball wrote:

Didnt get to speak to them, I was in class and when I was available he left for the day so I am going to call tommorow I will keep you posted Ron

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I hope they will be able to help to get approved.  Keep me posted. How many days you have to wait to get a cll from them?

Ron.

[dodgeball]

I sent the email on Friday night, so two buisness days.

[Ron1]

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@dodgeball wrote:

I sent the email on Friday night, so two buisness days.

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Thanks for the info.

Ron.

[sandman2435]

Did a recon with the EO ,On a Spark Miles card from Cap1..was called back in less then 24 hours!! approved for $7500.00..after being denied for too many enquries

[youngandcreditwrthy]

Niiiice sandman!! Capital one is beginning to gain some traction...
The reality is lenders can't use that "the economy sucks" line any more..
I mean the economy isn't perfect, but it's getting better, and credit quality is improving. Cc default rates are the lowest they've been in years!!
Congrats! Hope Ron gets it!

[Ron1]

They called to my celluar phone this morning. I was at work. I couldn't answer and they left me a message to call back. They were quick to response my email.  I was surprised.  I called them at lunch. A nice ladies answered the phone.  I told them I was denied for Cap 1 Cash Back due to the number of inquiries. She took the info and re-sumbitted. She's going to call back in a couple of days for the decision.

Ron.

[HelpMe----]

so did you get the card ron or not......inquiring minds want to know lol