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Senior Contributor
Posts: 4,011
Registered: ‎10-02-2012
0

Re: Did I Get Denied OR Approved???

I think your possibilites are APPROVED!! Your TU seems clean. Thats the card i want in the coming future hopefully you get approved that way i know what to expect.

Banking with Citi, Chapter 7 Bankruptcy Discharged on --/--/--
Current Credit Scores EX FICO 483, EQ FICO 481, TU FICO 449
No credit card or loan of any sort. (Awaiting Discharge)
Mega Contributor
Posts: 15,446
Registered: ‎04-09-2011
0

Re: Did I Get Denied OR Approved???

Ron did you call backdoor to Cap1 about it??



EQ FICO 548 3/3/16
Established Contributor
Posts: 795
Registered: ‎09-12-2011
0

Re: Did I Get Denied OR Approved???


Ron1 wrote:

Thanks for the replies.  I have one Cap1 credit card. I applied for Cap1 Cash Back for excellent credit. I'm sure they pulled HP.  My Tu score was 738. EQ was 801.  No late, no charge-off.

 

 

Ron.


I'm sure you will be approved.  But, I'm curious as to why you didn't just ask to pc your current card to the Cash Back card?  Apping for Cap One when I know they will pull all 3 bureaus gives me the willies!  Smiley Surprised

FICOs: TU08 850 EQ08 811 EX08 818 11/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $45K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $35.9K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: Did I Get Denied OR Approved???

I just got off the phone with Cap1 and my application is still pending upon review. The decision will be made within 7 to 10 days.

 

 

Ron.

Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: Did I Get Denied OR Approved???


BearsAndTurtlesRtheBest wrote:

I think your possibilites are APPROVED!! Your TU seems clean. Thats the card i want in the coming future hopefully you get approved that way i know what to expect.


All of my credit reports are perfect. 

 

 

Ron.

Senior Contributor
Posts: 4,011
Registered: ‎10-02-2012
0

Re: Did I Get Denied OR Approved???

Capital one is sooooooo funny! -_-

Banking with Citi, Chapter 7 Bankruptcy Discharged on --/--/--
Current Credit Scores EX FICO 483, EQ FICO 481, TU FICO 449
No credit card or loan of any sort. (Awaiting Discharge)
Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: Did I Get Denied OR Approved???


MovingForward_2012 wrote:
Did you apply for one for average or excellent credit?

I applied for the card designated for average credit in July 2012. I was instantly approved for $2000. I received a CLI to $2500 last month.

If you were denied, they would have said so when you applied. The 7-10 message sometimes just means they need more verification. You can call to see if a rep will tell you what you need to provide over the phone.

I just checked with them and they have everything they need. I applied for the one with excellent credit.

 

 

Ron.

Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: Did I Get Denied OR Approved???


LS2982 wrote:
Fingers crossed for you Ron!!

Thanks LS. Smiley Happy I hope I will get approved.

 

 

Ron.

Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: Did I Get Denied OR Approved???


CribDuchess wrote:

Ron1 wrote:

Thanks for the replies.  I have one Cap1 credit card. I applied for Cap1 Cash Back for excellent credit. I'm sure they pulled HP.  My Tu score was 738. EQ was 801.  No late, no charge-off.

 

 

Ron.


I'm sure you will be approved.  But, I'm curious as to why you didn't just ask to pc your current card to the Cash Back card?  Apping for Cap One when I know they will pull all 3 bureaus gives me the willies!  Smiley Surprised


I asked them last year. It is a different tier card and it's for average credit.  It was subprime card and I got them wavied for the annual fee.  The card is No Hassle Rewards MC. They don't that any more.

 

 

Ron.

Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: Did I Get Denied OR Approved???


LS2982 wrote:
Ron did you call backdoor to Cap1 about it??

LS, Yes I called te application status number on the backdoor section of this board.

 

 

Ron.

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