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I think your possibilites are APPROVED!! Your TU seems clean. Thats the card i want in the coming future hopefully you get approved that way i know what to expect.
@Ron1 wrote:Thanks for the replies. I have one Cap1 credit card. I applied for Cap1 Cash Back for excellent credit. I'm sure they pulled HP. My Tu score was 738. EQ was 801. No late, no charge-off.
Ron.
I'm sure you will be approved. But, I'm curious as to why you didn't just ask to pc your current card to the Cash Back card? Apping for Cap One when I know they will pull all 3 bureaus gives me the willies!
I just got off the phone with Cap1 and my application is still pending upon review. The decision will be made within 7 to 10 days.
Ron.
@BearsAndTurtlesRtheBest wrote:I think your possibilites are APPROVED!! Your TU seems clean. Thats the card i want in the coming future hopefully you get approved that way i know what to expect.
All of my credit reports are perfect.
Ron.
Capital one is sooooooo funny! -_-
@MovingForward_2012 wrote:
Did you apply for one for average or excellent credit?
I applied for the card designated for average credit in July 2012. I was instantly approved for $2000. I received a CLI to $2500 last month.
If you were denied, they would have said so when you applied. The 7-10 message sometimes just means they need more verification. You can call to see if a rep will tell you what you need to provide over the phone.
I just checked with them and they have everything they need. I applied for the one with excellent credit.
Ron.
@CribDuchess wrote:
@Ron1 wrote:Thanks for the replies. I have one Cap1 credit card. I applied for Cap1 Cash Back for excellent credit. I'm sure they pulled HP. My Tu score was 738. EQ was 801. No late, no charge-off.
Ron.
I'm sure you will be approved. But, I'm curious as to why you didn't just ask to pc your current card to the Cash Back card? Apping for Cap One when I know they will pull all 3 bureaus gives me the willies!
I asked them last year. It is a different tier card and it's for average credit. It was subprime card and I got them wavied for the annual fee. The card is No Hassle Rewards MC. They don't that any more.
Ron.
@LS2982 wrote:
Ron did you call backdoor to Cap1 about it??
LS, Yes I called te application status number on the backdoor section of this board.
Ron.