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Did I Get Denied OR Approved???

Established Contributor

Re: Did I Get Denied OR Approved???


Ron1 wrote:

UPDATE:

 

I finally got my denial letter from them. The reason were: too many inquiries, too many revolving accounts, payment due amounts are too high on revolving accounts. I didn't see any negative.  it might be the account balances are too high because I paid the tuition fees and hoilday spending. I paid it full last month. It didn't update until earlier this month. I just email Cap One EO to recon my application. I gave them the application no on the email. Hopefully I will get a call from them soon.

 

The EQ score was 747. (range: 300-850).

 

 

Ron.

 

 

 


I just got a call from the EO office about reconing a denial for the Venture one hopefully we both have some good luck with the EO office !

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Message 71 of 82
Super Contributor

Re: Did I Get Denied OR Approved???


dodgeball wrote:

Ron1 wrote:

UPDATE:

 

I finally got my denial letter from them. The reason were: too many inquiries, too many revolving accounts, payment due amounts are too high on revolving accounts. I didn't see any negative.  it might be the account balances are too high because I paid the tuition fees and hoilday spending. I paid it full last month. It didn't update until earlier this month. I just email Cap One EO to recon my application. I gave them the application no on the email. Hopefully I will get a call from them soon.

 

The EQ score was 747. (range: 300-850).

 

 

Ron.

 

 

 


I just got a call from the EO office about reconing a denial for the Venture one hopefully we both have some good luck with the EO office !


Did they ask you anything to recon? What did they tell you?  Good Luck to you too.

 

 

Ron.

Message 72 of 82
Established Contributor

Re: Did I Get Denied OR Approved???

Didnt get to speak to them, I was in class and when I was available he left for the day so I am going to call tommorow I will keep you posted Ron

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









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NFCU FAN CLUB FAN#1
Message 73 of 82
Super Contributor

Re: Did I Get Denied OR Approved???


dodgeball wrote:

Didnt get to speak to them, I was in class and when I was available he left for the day so I am going to call tommorow I will keep you posted Ron


I hope they will be able to help to get approved.  Keep me posted. How many days you have to wait to get a cll from them?

 

 

Ron.

Message 74 of 82
Established Contributor

Re: Did I Get Denied OR Approved???

I sent the email on Friday night, so two buisness days.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 75 of 82
Super Contributor

Re: Did I Get Denied OR Approved???


dodgeball wrote:

I sent the email on Friday night, so two buisness days.


Thanks for the info. Smiley Happy

 

 

Ron.

Message 76 of 82
Established Contributor

Re: Did I Get Denied OR Approved???

Did a recon with the EO ,On a Spark Miles card from Cap1..was called back in less then 24 hours!! approved for $7500.00..after being denied for too many enquries
Message 77 of 82
Senior Contributor

Re: Did I Get Denied OR Approved???

Niiiice sandman!! Capital one is beginning to gain some traction...
The reality is lenders can't use that "the economy sucks" line any more..
I mean the economy isn't perfect, but it's getting better, and credit quality is improving. Cc default rates are the lowest they've been in years!!
Congrats! Hope Ron gets it!
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Message 78 of 82
Super Contributor

Re: Did I Get Denied OR Approved???

They called to my celluar phone this morning. I was at work. I couldn't answer and they left me a message to call back. They were quick to response my email.  I was surprised.  I called them at lunch. A nice ladies answered the phone.  I told them I was denied for Cap 1 Cash Back due to the number of inquiries. She took the info and re-sumbitted. She's going to call back in a couple of days for the decision.

 

 

Ron.

Message 79 of 82
Valued Member

Re: Did I Get Denied OR Approved???

so did you get the card ron or not......inquiring minds want to know lol


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Message 80 of 82